Swipe Your WayInto Your Dream Home
The modern way to find owner-financed homes. No bank approval needed. Swipe through real properties you can afford today.
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Why Choose OwnerFi?
The modern alternative to traditional home buying
Skip the Banks
Work directly with sellers for flexible financing
Find Homes Fast
Swipe through properties that match your budget
Real Properties
500+ verified owner-financed homes
Follow @OwnerFi.ai for daily property updates
How It Works
Three simple steps to find your perfect home
Set Your Budget
Tell us your max monthly payment and down payment. We'll only show homes you can afford.
Swipe Through Homes
Swipe right on homes you love, left on ones you don't. Just like your favorite dating app!
Connect & Buy
Found your dream home? We connect you directly with sellers. No bank needed.
Real People, Real Homes
Join thousands who found their dream home
"I was stuck renting for years because of my credit. OwnerFi helped me find a home I could actually buy. Now I'm a homeowner!"
"The app is so easy to use. Swiping through houses felt natural and fun. Found my home in just 2 weeks!"
"Self-employed and couldn't get bank approval. Owner financing through OwnerFi was the perfect solution."
All Types of No-Bank Home Buying Options
We specialize in finding creative deals that don't require traditional bank financing. Each option has unique benefits - we'll help you find the right fit.
🏠 Owner Financing
- • Immediate ownership
- • Get deed at closing
- • Build equity now
- • Tax benefits
🔑 Rent to Own
- • Try before you buy
- • Build down payment
- • Lock in price
- • Credit repair time
📄 Lease Purchase
- • Obligation to buy
- • Agreed future date
- • Credit toward price
- • Flexible terms
🤝 Subject-To
- • Take over payments
- • Quick closing
- • Low down payment
- • Keep existing rate
Our Specialty: Finding and structuring deals that work without banks. Whether it's owner financing, rent-to-own, or other creative solutions - we have options for every situation.
Learn more about each option →Benefits of Owner Financing Over Renting
No Bank Required
Skip traditional mortgage requirements, credit checks, and lengthy approval processes.
Flexible Terms
Negotiate directly with sellers for down payments, interest rates, and payment schedules.
Fast Closing
Close deals in days, not months. No waiting for bank approvals or appraisals.
Bad Credit OK
Many sellers work with buyers who have less-than-perfect credit or are self-employed.
Owner Financed Properties by State
Texas
Houston, Dallas, Austin, San Antonio
200+ Properties Available
Florida
Miami, Orlando, Tampa, Jacksonville
150+ Properties Available
Georgia
Atlanta, Augusta, Columbus, Savannah
100+ Properties Available
Available Nationwide
Properties available in all 50 states
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