1056 270th St, Kiron IA - Owner Finance Home
Owner Finance

1056 270th St

Kiron, IA 51448

🛏️

6

Bedrooms

🚿

3

Bathrooms

📏

3,300

Sq Ft

📅

1915

Year Built

About This Property

Set back from a quiet country road, down a long private driveway, on approximately 10 acres, this spacious 6-bedroom home offers more than 3,300 square feet of finished living space, multiple outbuildings, areas for animals, mature trees, open ground, and the kind of privacy that's increasingly hard to find. Pulling up to the house, leaving the noise of the world behind, the property begins to unfold. Frame-worthy sunsets, giant shade trees, and total rural serenity set the stage for a place that is so much more than just a house it s the backdrop for the life you ve been dreaming about. Inside, you'll find a home with room to truly spread out. The large kitchen offers abundant oak cabinetry, generous counter space, a large island and clever built-in storage, including an impressive pull-out pantry. Nearby, the spacious dining room provides plenty of room for everyday meals as well as large gatherings. Rather than cramming life into a single open floor plan, the layout offers distinct spaces for every mood: The Sunroom: Drenched in natural light, this window-lined sanctuary will quickly become your favorite morning coffee spot. Versatile Living Areas: A separate Living Room and Sitting Room gives everyone space to unwind, while a dedicated office space makes working from home effortless. Endless Flexibility: Six spacious bedrooms easily adapt as your household evolves think guest suites, hobby rooms, or private home offices, plus an unfinished basement ready for extra storage or future expansion. In the garage you will find a heated workspace with workbench and automatic garage door opener. Pure Country Freedom: Step outside, and the property truly commands attention. Five acres are currently leased through November 2026 as productive corn ground to a local farmer, making it an income producing opportunity. Get the agricultural charm without all the work. You can choose to renew the lease, or use the ground for yourself. The remaining grounds offer the ultimate homestead canvas: Restored Historic Barn: Brought back to life and ready for your livestock, projects, or events. Equipped Outbuildings: Includes a heavy-duty machine/shop building and a chicken coop complete with a massive 30-foot run. And then there are the trees. Large, established trees surround the homesite and create shady areas that feel as though they've been waiting generations for someone to put a chair underneath them. Chickens wandering through the grass, kids running across the yard, summer evenings outside, sunsets over the surrounding fields this is the kind of property where it's easy to imagine what life here could look like. The house is located in beautiful hill country near the charming town of Kiron, where your kids can enjoy the areas best church program, 252 and Shed held at the Kiron Baptist Church. Your Story, Your Finishing Touches: With updated carpeting, newly finished bedroom space, refreshed bathrooms, and extensive work already poured into the barn and grounds, the big heavy lifting is taken care of. There are some remaining cosmetic updates that give you the chance to infuse your own personal style without paying a premium for someone else s taste. Work that still needs done includes trim work, upstairs hall bath (50% complete) and front door porch (we were redesigning the front entry). If you want a sterile, cookie-cutter subdivision box, keep looking. But if you're craving space, self-reliance, character, and a home built for genuine living, this is one you'll want to experience in person. Come down the driveway, walk beneath the trees, step inside and imagine what kind of life you could make. Schedule your private tour today to experience the acreage in person. Owner Financing Possible with 5% Down. Call For More Information.

Property Details

Property Type

Single Family

Year Built

1915

HOA

None

Listed Price

$349,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Kiron

What is owner financing for 1056 270th St?

Owner financing means the seller of 1056 270th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Kiron, IA is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Kiron home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Kiron property.