Owner Finance Available
1605 E 32nd St
Sheffield, AL 35660
🛏️
6
Bedrooms
🚿
3
Bathrooms
📏
3,500
Sq Ft
📅
1950
Year Built
Sheffield, AL 35660
6
Bedrooms
3
Bathrooms
3,500
Sq Ft
1950
Year Built
!!!DUPLEX FOR SALE!!! in Sheffield, AL This is a seller finance opportunity for anyone looking to own a home without going through a bank. Located close to downtown Sheffield, this property sits in a quiet residential area that s still convenient to everything in the Shoals. The attached duplex offers two separate living spaces, tons of storage, a workshop, garage, and a large basement. So much potential for income opportunity or future renovations! The front unit feels like a home on its own with a comfortable entry and living area, separate dining room off the kitchen which opens to a large shared back patio. There are two bedrooms and two baths, one being an en-suite off the main bedroom. The layout also offers an in-unit laundry. The back unit is perfect as a private guest space, student or in-law apartment or even a rental for owners who desire an income opportunity. It has a large living/dining area, a generous galley kitchen, a spacious bedroom, a full bathroom and in-unit laundry hook-up. The detached garage and basement below provide flexibility for anyone who likes to tinker, store gear, or add value down the road. Seller Financing Terms: Loan Amount: $195,000 Down Payment: $5,000 Loan Term: 20 years Interest Rate: 9.9% Monthly Payment: $1,821 Taxes & Insurance: $135 Total Monthly Payment: $1,956
Property Type
Multi_family
Year Built
1950
HOA
None
Listed Price
$195,000
Free account - No credit card required
Owner financing means the seller of 1605 E 32nd St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Sheffield, AL is available with owner financing terms.
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Sheffield property.