1834 E 5th St, Dayton OH - Owner Finance Home
Owner Finance

1834 E 5th St

Dayton, OH 45403

🛏️

1

Bedrooms

🚿

1

Bathrooms

📏

5,104

Sq Ft

📅

1875

Year Built

About This Property

Great Investment! Mixed use Residential / Commercial. Invest Smart. Live Well. Own a Turn-Key Income Producer. This well-maintained 1-unit apartment building and a commercial space. Offers an exceptional investment opportunity with built-in income and future upside. The property includes One upper 1-bedroom, 1-bath apartments that was fully remodeled in the summer of 2025. Updates included new flooring, fresh paint, completely renovated kitchens, new range and refrigerator, under-cabinet microwaves, updated bathroom, new electric breaker boxes, a new meter base, and upgraded electric service. The lower unit is a commercial space underwent a complete renovation in Summer 2025. Major exterior improvements add long-term value and peace of mind, including new siding, lower windows, and doors installed in 2025, followed by a new roof and new gutters in 2025. Operating expenses include water, insurance, taxes, Property Mgmt. This is a rare opportunity to own a solid, cash-flowing property with flexibility for future growth schedule your private showing today and be sure to view the floor plans to see the full potential. Part of the St Anne's Hill Historic District, just east of the Oregon District Lower level is commercial and rented on a 2 year lease at $1600 month. The upper level is a one Bedroom apartment (vacant) that should rent between $800-$900. (Total $2500 monthly)

Property Details

Property Type

Single Family

Year Built

1875

Lot Size

5,248.98 sq ft

HOA

None

Listed Price

$195,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Dayton

What is owner financing for 1834 E 5th St?

Owner financing means the seller of 1834 E 5th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Dayton, OH is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Dayton home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Dayton property.