301 S Broadway Ave, Sylacauga AL - Owner Finance Home
Owner Finance

301 S Broadway Ave

Sylacauga, AL 35150

🛏️

10

Bedrooms

🚿

6

Bathrooms

📏

4,354

Sq Ft

📅

1888

Year Built

About This Property

A rare opportunity to own one of Sylacauga's historic treasures. Built in 1888, the distinguished Eugene Smith House sits on 0.43 acres in the heart of downtown and offers 4,354 sq ft of timeless architecture featuring 10 bedrooms, 6 bathrooms, 5 original fireplaces, 2 full kitchens, 3 HVAC systems, a lifetime roof, an unfinished basement, and a 2-car carport with an enclosed workskop area. Once home to the prominent Smith family, this grand residence was renowned for elegant social gatherings before being thoughtfully converted into apartments to provide housing for families displaced by the Sylacauga tornado of the 1930s. Zoned for residential or commercial use, it offers endless possibilities from a stately private residence to a boutique business, bed & breakfast, event venue, or investment property. Kitchen appliances remain. Owner financing available with $40,000 down and $2,500/month for up to 2 years. Select photos have been virtually staged using AI to show its potential.

Property Details

Property Type

Single Family

Year Built

1888

Lot Size

18,731 sq ft

HOA

None

Listed Price

$275,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Sylacauga

What is owner financing for 301 S Broadway Ave?

Owner financing means the seller of 301 S Broadway Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Sylacauga, AL is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Sylacauga home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Sylacauga property.