628 15th St
Lake Charles, LA 70601
2
Bedrooms
1
Bathrooms
778
Sq Ft
1970
Year Built
About This Property
Owner financing available on this charming two-bedroom, one-and-a-half-bath home offering 778 square feet of thoughtfully updated living space with its convenient location close to downtown. Step inside to find a bright open floor plan that blends living, dining, and kitchen areas with beautiful wood floors and plenty of natural light. The fresh interior paint throughout creates a clean, inviting feel, and the layout maximizes every inch of space for comfortable everyday living. The kitchen has been completely refreshed with updated cabinetry, granite countertops, and stainless-steel appliances including an electric range and refrigerator. A dedicated laundry room offers added functionality with overhead storage. Both bathrooms have been modernized from top to bottom with stylish new fixtures, updated vanities, and a sleek tub-shower combo that gives the space a like-new appearance. The half bath off the hallway adds convenience for guests and daily living. Outside, the home sits on a well-kept lot with a spacious fenced backyard and mature shade tree ideal for entertaining, relaxing, or creating your own outdoor retreat. The covered front porch offers a welcoming entry and space to enjoy quiet mornings or evenings. The property features vinyl siding for easy maintenance and a concrete driveway for off-street parking. Important updates provide peace of mind, including a roof and central HVAC system replaced in 2020. The home is located in Flood Zone X, meaning no flood insurance is required. Whether you re a first-time homebuyer, downsizing, or an investor looking for a turnkey rental, this property is an excellent opportunity. With its manageable size, efficient layout, and move-in-ready condition, it offers the perfect balance of affordability, convenience, and comfort. The seller reserves Lake Charles Title for closing. Schedule your private showing today to experience this beautifully updated home and see why it s a smart choice for anyone seeking value and location in the heart of Lake Charles. Seller flexible on owner financing terms says Make offer!
Property Details
Property Type
Single Family
Year Built
1970
Lot Size
5,227.2 sq ft
HOA
None
Listed Price
$97,900
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Lake Charles
What is owner financing for 628 15th St?
Owner financing means the seller of 628 15th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Lake Charles, LA is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Lake Charles home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Lake Charles property.