822 Loxford Ter, Silver Spring MD - Owner Finance Home
Owner Finance

822 Loxford Ter

Silver Spring, MD 20901

🛏️

3

Bedrooms

🚿

3

Bathrooms

📏

2,433

Sq Ft

📅

1962

Year Built

About This Property

NEW PRICE SELLER FINANCING INCENTIVE! Now offered at $669,900, with sellers offering up to $7,500 toward an allowable interest-rate buydown and/or buyer closing costs with an acceptable offer, subject to lender approval. Ask your lender how this contribution could help reduce upfront costs or mortgage payments. Beautifully maintained and extensively updated, this move-in-ready Forest Knolls home offers more than 2,400 square feet of finished living space, three bedrooms, two full and one half baths, a versatile den, multiple gathering spaces, and a private setting surrounded by mature trees. One of the home's most distinctive features is the attached garage with adjoining workshop and dedicated storage room - an uncommon neighborhood amenity with wonderful possibilities for hobbies, projects, storage, or workspace. Major improvements include a roof installed in 2018 per prior seller disclosure documents, new HVAC (2025), EV charging hookup, and extensive interior renovations. The welcoming lower level features a spacious family room centered around a wood-burning fireplace and a private den with newly installed double doors - ideal for a home office, guest space, fitness room, studio, or playroom. A powder room, laundry area, and direct garage access complete this flexible level. Upstairs, hardwood floors and abundant natural light create bright, inviting living spaces. The spacious living and dining areas flow into a beautiful sunroom, where three skylights and expansive windows frame views of the mature trees and backyard. This light-filled space is ideal for morning coffee, reading, entertaining, or simply enjoying the surrounding greenery year-round. The updated kitchen combines style and function with extensive cabinetry, granite countertops, stainless steel appliances, generous workspace, and a new refrigerator (2025). Three comfortable bedrooms include a spacious primary suite with a beautifully renovated bath featuring heated tile floors, granite countertops, clawfoot soaking tub, walk-in shower with three shower heads, private water closet, and abundant natural light. Two additional bedrooms offer excellent closet space and share an updated hall bath. Step outside to the deck, an inviting extension of the living space for outdoor dining, entertaining, or relaxing beneath the mature tree canopy. The fenced backyard features natural topography, established landscaping, and exceptional privacy, while the upper terrace provides additional possibilities for seating, gardening, and enjoying the wooded surroundings. Forest Knolls combines a strong sense of community with outstanding access to recreation. Nearby Northwest Branch Trail offers hiking, biking, and nature walks, and residents may join the neighborhood pool. Forest Knolls Elementary and Northwood High School are both within walking distance without crossing major roadways. Recent improvements include: new HVAC, refrigerator, dryer, screen door, and den doors (2025); renovated kitchen, primary bath, hall bath and powder room; whole-house interior painting; EV charging hookup; and sunroom addition. Additional features include the attached garage/workshop and 2018 roof. With extensive updates already completed, more than 2,400 square feet of flexible living space, unique amenities, a private setting, and a seller financing incentive that can help make homeownership more affordable, 822 Loxford Terrace offers exceptional value in established Forest Knolls.

Property Details

Property Type

Single Family

Year Built

1962

HOA

None

Listed Price

$669,900

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Silver Spring

What is owner financing for 822 Loxford Ter?

Owner financing means the seller of 822 Loxford Ter acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Silver Spring, MD is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Silver Spring home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Silver Spring property.