
903 N Miller St
Decatur, TX 76234
4
Bedrooms
3
Bathrooms
1,548
Sq Ft
1940
Year Built

Decatur, TX 76234
4
Bedrooms
3
Bathrooms
1,548
Sq Ft
1940
Year Built
Flexible Financing Available Lease-to-Own or Owner Financing Options Fully renovated historic home in the heart of Decatur offering flexible financing solutions for buyers seeking an alternative path to ownership. This property features multiple private rooms, three full bathrooms, and an open-concept living area filled with natural light. The layout offers flexibility for bedrooms, offices, guest rooms, or creative spaces ideal for work-from-home households, self-employed buyers, or multigenerational living. Recent upgrades include new windows, HVAC system, luxury vinyl plank flooring, modern lighting fixtures, updated kitchen with quartz countertops and stainless-steel appliances, and stylish bathrooms with contemporary finishes. Smart front door lock included. Outdoor highlights include a large new deck, long private driveway with ample parking, covered parking, two storage sheds, and generous outdoor space. Located minutes from downtown Decatur and within walking distance to a local park. Seller is open to lease-to-own or owner financing for qualified buyers. Washer and dryer may be included with an accepted agreement secured by January 10, 2026. Message for financing details and showing availability.
Property Type
Single Family
Year Built
1940
HOA
None
Listed Price
$324,900
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Owner financing means the seller of 903 N Miller St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Decatur, TX is available with owner financing terms.
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Decatur property.