Owner Finance Available
92 N State St
Sparta, MI 49345
🛏️
3
Bedrooms
🚿
2
Bathrooms
📏
1,245
Sq Ft
📅
2026
Year Built
Sparta, MI 49345
3
Bedrooms
2
Bathrooms
1,245
Sq Ft
2026
Year Built
Welcome to 92 N State! Construction on this BRAND NEW home will be complete in just a few months. Up to $61k available in seller financing depending on buyer's qualification Enjoy 3 bedrooms, 2 baths, brand new appliances, all-electric heating/ cooling, E-Star compliant, partially finished basement (plumbed for future bathroom), off-street parking, & zero-step entry. Porch is on opposite side of what is shown in floor plans. Exterior rendering is accurate, but exterior finishing may vary. Important notes: Buyer(s) total income must be at or below 80% area median income per current HUD guidelines and occupy the home as their primary residence. Seller is non-profit. Buyers review all additional docs regarding Habitat Kent sales program & affordability deed restriction.
Property Type
Single Family
Year Built
2026
HOA
None
Listed Price
$260,000
Free account - No credit card required
Owner financing means the seller of 92 N State St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Sparta, MI is available with owner financing terms.
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Sparta property.