LOT 4 County Road 4505, Commerce TX - Owner Finance Home
Owner Finance

LOT 4 County Road 4505

Commerce, TX 75428

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Bedrooms

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Bathrooms

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Sq Ft

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Year Built

About This Property

Discover the possibilities on this 4.83-acre tract just minutes from Commerce. Located on a paved county road, this level property offers an excellent setting for a future homesite. A culvert has already been installed, providing convenient access from the road and adding value compared to nearby undeveloped tracts. Water is available through North Hunt Special Utility District, with a recently upgraded water line in place, and electricity is available through Oncor at the road. With no HOA, no POA, and no known deed restrictions on home types, buyers have flexibility to explore a variety of residential options, subject to local regulations and permitting requirements. Enjoy the space and privacy of country living while remaining close to the conveniences of Commerce. Seller financing may be available with acceptable terms, providing an additional opportunity for qualified buyers. Buyer and buyer's agent to verify all information, utilities, land use, restrictions, and development requirements.

Property Details

Property Type

Land

Lot Size

210,613 sq ft

HOA

None

Listed Price

$120,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Commerce

What is owner financing for LOT 4 County Road 4505?

Owner financing means the seller of LOT 4 County Road 4505 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Commerce, TX is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Commerce home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Commerce property.