We're bridging the gap between families who deserve homeownership and property owners willing to offer creative financing solutions.
Traditional lending has failed millions of good families. Self-employed entrepreneurs, people with medical debt, families who faced financial hardship during life's unexpected challenges - they all deserve a path to homeownership.
We believe homeownership shouldn't be limited to those with perfect credit scores. Ownerfi connects these deserving families with property owners who are willing to offer direct financing, creating win-win opportunities for everyone involved.
of Americans have subprime credit scores
of mortgage applications are denied
in wealth trapped in rental payments
Millions of hardworking families are stuck in the rental cycle, paying someone else's mortgage while building no equity for themselves. Traditional banking serves only those with perfect credit histories, leaving behind good people who've faced life's challenges.
We believe in evaluating people based on their current situation and future potential, not just their past financial history. Every family has a story, and every story deserves consideration.
Owner financing eliminates the bureaucracy and inflexibility of traditional lending. We show buyers properties where creative financing may be possible, and refer them to licensed buying agents in their area to represent them through the process.
Our platform uses data and technology to show buyers owner-finance properties based on their budget and preferences. When they find one they like, we refer them to a licensed buying agent in their area to write an offer.
Whether you're a family seeking homeownership or a real estate professional looking to help more clients, Ownerfi provides the tools and connections you need.