About OwnerFi

We're bridging the gap between families who deserve homeownership and property owners willing to offer creative financing solutions.

Our Mission

Traditional lending has failed millions of good families. Self-employed entrepreneurs, people with medical debt, families who faced financial hardship during life's unexpected challenges - they all deserve a path to homeownership.

We believe homeownership shouldn't be limited to those with perfect credit scores. OwnerFi connects these deserving families with property owners who are willing to offer direct financing, creating win-win opportunities for everyone involved.

What We're Building

For Families Seeking Homes

  • Connect with property owners offering direct financing
  • No credit checks or bank applications required
  • Negotiate flexible terms that work for your situation
  • Faster closings without traditional lending delays

For Real Estate Professionals

  • Access to pre-qualified buyers seeking owner financing
  • Close deals that traditional financing couldn't handle
  • Earn commissions on creative financing solutions
  • Help families achieve homeownership while growing your business

The Problem We're Solving

37%

of Americans have subprime credit scores

25%

of mortgage applications are denied

$2T

in wealth trapped in rental payments

Millions of hardworking families are stuck in the rental cycle, paying someone else's mortgage while building no equity for themselves. Traditional banking serves only those with perfect credit histories, leaving behind good people who've faced life's challenges.

Our Approach

🏠

Human-Centered Lending

We believe in evaluating people based on their current situation and future potential, not just their past financial history. Every family has a story, and every story deserves consideration.

🤝

Direct Connections

By connecting buyers directly with property owners, we eliminate the bureaucracy and inflexibility of traditional lending. This creates opportunities for creative financing solutions that work for both parties.

Technology-Powered Matching

Our platform uses advanced algorithms to match buyers with properties based on their specific needs and circumstances, not just their credit score. We find the right opportunities for the right people.

Our Impact

1,200+

Families helped into homeownership

$180M

in owner-financed property deals

95%

customer satisfaction rate

Ready to Be Part of the Solution?

Whether you're a family seeking homeownership or a real estate professional looking to help more clients, OwnerFi provides the tools and connections you need.

OwnerFi - Owner Financed Properties | No Bank Financing Needed