OwnerFi

Privacy Policy

Last updated: September 3, 2025

📋 Privacy Summary (Key Points)

• We collect your personal information and property preferences
• We sell buyer leads to real estate agents and brokers
• You may be contacted by multiple real estate professionals
• We use cookies and tracking technologies
• We implement security measures but cannot guarantee absolute security
• You have certain rights regarding your information
• Once sold to agents, we cannot control how they use your data

1. Who We Are

OwnerFi is operated by Prosway, headquartered at 6699 Fletcher Creek Cove, Memphis, TN 38133.

This Privacy Policy describes how we collect, use, share, and protect your personal information when you use our website and services.

Key Point:

Our business model includes selling buyer lead information to real estate professionals. By using our service, you consent to this practice as described below.

2. Information We Collect

⚠️ DO NOT SUBMIT SENSITIVE DATA

Do not submit sensitive personal information such as Social Security numbers, financial account numbers, or health information. We do not request or process such data and disclaim responsibility for any submitted.

Personal Information

We collect personal information you voluntarily provide, including:

Name, email address, and phone number
Property preferences and search criteria
Budget information and financing preferences
Location and geographic preferences
Real estate license information (for agents)
Payment and billing information

Automatically Collected Information

IP address, browser type, and device information
Website usage patterns and analytics data
Cookies and similar tracking technologies
Geolocation data (if permitted)

International Data Transfers

If you access our services from outside the United States, your information will be processed and stored in the U.S.

3. How We Use Your Information

PRIMARY BUSINESS USE - LEAD SALES

We sell buyer contact information and preferences to licensed real estate agents and brokers. This is our primary revenue source and a core part of our business model.

📞 TCPA CONSENT & TERMS CROSS-REFERENCE

By providing your phone number, you consent to receive calls and texts (including via automated systems) as described in our Terms of Service.

We use your information to:

Sell leads to real estate professionals: Your contact information and property preferences may be sold to licensed agents and brokers in your area
Match you with properties: Connect you with suitable owner-financed properties
Provide our services: Operate and maintain our platform
Communicate with you: Send property updates, marketing communications, and service notifications
Process payments: Handle subscription fees and lead purchases
Improve our service: Analyze usage patterns and optimize our platform
Comply with legal obligations: Meet regulatory and legal requirements

4. Information Sharing and Disclosure

Lead Sales to Real Estate Professionals

IMPORTANT:

When you register as a buyer, we may sell your information to multiple real estate agents and brokers. You may receive contact from several professionals regarding properties and services.

🛡️ AGENT LIABILITY FIREWALL

Licensed real estate professionals who purchase leads from us are independent third parties. We are not responsible for their actions, privacy practices, or how they use your information once sold.

Information shared in lead sales includes:

Your name, email, and phone number
Property preferences (location, price range, size)
Budget and financing information
Timeline and urgency indicators

📊 CREDIT CHECK DISCLOSURE

Sellers and their agents have the right to perform credit checks, request credit reports, and require income verification.When you express interest in a property, the seller may request authorization to check your credit and financial qualifications. This is separate from our lead generation service.

Other Sharing

We may also share your information with:

Service providers: Third-party vendors who help operate our business
Payment processors: Companies that process financial transactions
Legal compliance: When required by law or to protect our rights
Business transfers: In case of merger, acquisition, or asset sale
Marketing partners: Trusted partners who may offer relevant services

5. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to:

Remember your preferences and login information
Analyze website traffic and user behavior
Deliver targeted advertising and marketing
Improve website functionality and user experience

You can control cookies through your browser settings, but this may limit some website functionality.

6. Data Security

We implement reasonable security measures to protect your personal information, including:

Encryption of sensitive data during transmission
Secure data storage practices
Regular security audits and updates
Access controls and authentication measures

Disclaimer: While we strive to protect your information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security of your data.

7. Your Rights and Choices

Communication Preferences

You may:

Unsubscribe from marketing emails using the unsubscribe link
Update your communication preferences in your account settings
Contact us to modify or delete your account information

Important Limitation

Please Note: If we have already sold your information to real estate professionals, we cannot control how they use or retain that data. You will need to contact them directly regarding their use of your information.

8. Data Retention

We retain your personal information:

For as long as your account is active
As needed to provide our services
To comply with legal obligations
To resolve disputes and enforce agreements

Even if you delete your account, information previously sold to real estate professionals will remain with those third parties.

9. CALIFORNIA PRIVACY RIGHTS (CCPA/CPRA)

🏛️ CALIFORNIA RESIDENTS RIGHTS

Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information:

Right to Know: Request disclosure of personal information we collect, use, or sell
Right to Delete: Request deletion of personal information (with exceptions)
Right to Opt-Out: Opt out of the sale of personal information
Right to Non-Discrimination: Equal service regardless of privacy choices

⚠️ IMPORTANT LIMITATION

Once we sell your information to real estate agents, we cannot retrieve or delete it from their systems.We can stop future sales and delete our copy, but agents who already purchased your information will retain it according to their own privacy policies.

📞 "DO NOT SELL MY INFO" REQUEST

To opt out of information sales, email us at privacy@prosway.com with "DO NOT SELL" in the subject line. Include your name, email, and phone number. We will process your request within 15 business days for future sales, but cannot retrieve information already sold to agents.

10. GDPR COMPLIANCE (EU RESIDENTS)

🇪🇺 EUROPEAN UNION RESIDENTS

If you are in the European Union, you have additional rights under GDPR:

Right of Access: Request copies of your personal data
Right to Rectification: Request correction of inaccurate data
Right to Erasure: Request deletion of your data
Right to Restrict Processing: Limit how we use your data
Right to Data Portability: Request transfer of your data
Right to Object: Object to processing for marketing purposes

Legal Basis for Processing: Legitimate interest (lead generation business) and consent (marketing communications). Contact gdpr@prosway.com for any GDPR requests.

11. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware of such collection, we will take steps to delete the information promptly.

10. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

11. State-Specific Rights

State Privacy Rights

If you are a resident of California, Colorado, Virginia, Connecticut, or Utah, you may have additional rights under applicable privacy laws, including:

California (CCPA): Right to know, delete, and opt-out of sale of personal information
Other States: Similar rights may apply under state privacy laws

Important: Opting out of sales may limit your ability to use our matching services. Contact us for more information about your specific rights.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the updated policy on our website and updating the "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

13. Contact Information

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Email: admin@prosway.com

Address: 5095 Covington Way
Memphis, TN 38134

By using OwnerFi, you acknowledge that you have read, understood, and agree to this Privacy Policy and our Terms of Service.