19 photos$285,000
0015 Clearwater LOT 15
Comfort, TX 78013
Zachary Biermann, Texas Landmen · (830) 353-1164
What the listing says
OWNER FINANCING AVAILABLE - 10% DOWN Lot 15 at ClearWater Ranches offers an exceptional 5.574-acre homesite in one of the most desirable stretches of the Texas Hill Country. Combining beautiful topography, mature hardwoods, and sweeping views of the surrounding countryside, this tract embodies everything that makes Hill Country land ownership so special. Seller financing concessions are available, and thoughtfully crafted community restrictions help preserve the beauty, integrity, and long-term value of the development, ensuring that future generations enjoy the same quality and character that exist today. Ownership includes access to the community's private Guadalupe River park, where crystal-clear water, towering cypress trees, and thoughtfully designed gathering spaces create an extension of your own backyard. Whether spending summer afternoons along the river, fishing with family, or enjoying evenings around the community fire pit beneath a canopy of stars, ClearWater Ranches offers a lifestyle that extends far beyond the boundaries of your property. Perfectly positioned just 5 minutes from Comfort, 20 minutes from Boerne, and approximately 40 minutes from downtown San Antonio, Lot 15 enjoys an ideal blend of privacy and convenience. The location places owners in the heart of one of Texas' most sought-after lifestyle destinations, surrounded by rolling Hill Country landscapes, renowned wineries, boutique shopping, local restaurants, and endless recreational opportunities. Families also benefit from being located within the highly regarded Comfort Independent School District, offering excellent educational opportunities while maintaining the close-knit feel that has made the area so desirable. Towering oaks create natural shade and privacy throughout the property while framing numerous potential homesites that take full advantage of the surrounding views. The topography provides both character and usability, creating a setting where a custom home can feel naturally integrated into the landscape. One of the defining amenities of ClearWater Ranches is the private Guadalupe River access available exclusively to owners. Massive cypress and pecan trees line the riverbank, creating a timeless setting for recreation and relaxation throughout the year. OWNER FINANCING Owner financing may be available on select properties to qualified purchasers, subject to Seller approval in Seller's sole discretion. Any discussion of financing terms is preliminary only and shall not constitute a commitment to lend or extend credit. All proposed terms, including down payment, interest rate, amortization, maturity, balloon payment, collateral, guaranties, reserves, and closing conditions, are subject to change without notice and contingent upon final underwriting and execution of definitive written agreements. Any proposed financing shall be subject to, among other things: Buyer creditworthiness and financial review Verification of income, assets, liquidity, and ability to repay Satisfactory appraisal, valuation, title, survey, and property review Compliance with all applicable federal, state, and local laws and regulations Review and approval by Seller and/or any applicable third-party lender or underwriting requirements Receipt of all requested documentation Final legal documentation acceptable to Seller Seller reserves the right to approve, deny, modify, or withdraw any proposed financing terms at any time prior to closing. Seller complies with all applicable federal and state fair housing and non-discrimination laws. Financing opportunities, if offered, are made available without regard to any protected classification under applicable law. This material is for informational purposes only and does not constitute an offer to lend, a financing commitment, or a guarantee of approval. Purchasers are encouraged to seek independent legal, tax, and financial advice regarding any proposed transaction.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Land
Lot Size
242,803 sq ft
HOA
None
More owner-financed homes near Comfort
Questions about owner financing in Comfort
What is owner financing for 0015 Clearwater LOT 15?
Owner financing means the seller of 0015 Clearwater LOT 15 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Comfort, TX home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Comfort home?
There is no standard down payment. The seller of this Comfort home sets their own, and it is negotiable. Ask the seller or their agent.















