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Owner finance

$385,000

0019 Clearwater

Comfort, TX 78013

Rent estimate$2,403/mo
Listed by

Zachary Biermann, Texas Landmen · (830) 353-1164

What the listing says

OWNER FINANCING AVAILABLE - 15 PERCENT DOWN AT 4.25 PERCENT Lot 19 at ClearWater Ranches offers a beautiful 5.403-acre opportunity to own a meaningful piece of the Texas Hill Country within one of the area's most thoughtfully planned Guadalupe River communities. Seller financing concessions are available, and carefully crafted restrictions help preserve the beauty, character, and long-term value of the development, ensuring that the land remains as desirable years from now as it is today. Ownership includes access to the community's private Guadalupe River park, where days are spent enjoying the cool river waters, fishing beneath towering cypress trees, and gathering with family and friends around the community fire pit as the sun sets across the Hill Country. ClearWater Ranches was designed to offer more than just land-it was created to provide a lifestyle centered around nature, connection, and the timeless appeal of the Guadalupe River. Perfectly positioned just 5 minutes from Comfort, 20 minutes from Boerne, and approximately 40 minutes from downtown San Antonio, Lot 19 enjoys one of the most desirable locations in the Texas Hill Country. The property offers the rare ability to enjoy privacy and wide-open spaces while remaining conveniently close to shopping, dining, healthcare, and everyday necessities. The private Guadalupe River park serves as a centerpiece for the community and quickly becomes an extension of your own property. Improved access to the river, gathering areas, and a welcoming fire pit create opportunities for families to build traditions that last for generations. Summer afternoons spent swimming and fishing, evenings gathered beneath the stars, and quiet mornings along the riverbank become part of everyday life here. Families also benefit from being located within the highly regarded Comfort Independent School District, known for its strong academics, community involvement, and small-town atmosphere. Multiple potential homesites allow future owners to position a custom home to take advantage of the property's natural contours, privacy, and surrounding views. The land feels both spacious and inviting, offering a setting that encourages thoughtful development while preserving the beauty of the landscape. OWNER FINANCING Owner financing may be available on select properties to qualified purchasers, subject to Seller approval in Seller's sole discretion. Any discussion of financing terms is preliminary only and shall not constitute a commitment to lend or extend credit. All proposed terms, including down payment, interest rate, amortization, maturity, balloon payment, collateral, guaranties, reserves, and closing conditions, are subject to change without notice and contingent upon final underwriting and execution of definitive written agreements. Any proposed financing shall be subject to, among other things: Buyer creditworthiness and financial review Verification of income, assets, liquidity, and ability to repay Satisfactory appraisal, valuation, title, survey, and property review Compliance with all applicable federal, state, and local laws and regulations Review and approval by Seller and/or any applicable third-party lender or underwriting requirements Receipt of all requested documentation Final legal documentation acceptable to Seller Seller reserves the right to approve, deny, modify, or withdraw any proposed financing terms at any time prior to closing. Seller complies with all applicable federal and state fair housing and non-discrimination laws. Financing opportunities, if offered, are made available without regard to any protected classification under applicable law. This material is for informational purposes only and does not constitute an offer to lend, a financing commitment, or a guarantee of approval. Purchasers are encouraged to seek independent legal, tax, and financial advice regarding any proposed transaction.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

235,355 sq ft

HOA

None

More owner-financed homes near Comfort

Questions about owner financing in Comfort

What is owner financing for 0019 Clearwater?

Owner financing means the seller of 0019 Clearwater acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Comfort, TX home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Comfort home?

There is no standard down payment. The seller of this Comfort home sets their own, and it is negotiable. Ask the seller or their agent.

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