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Owner finance

$138,500

1 County Road 94

Hamilton, AL 35570

Listed by

Jake Pinholster, Whitetail Properties Real Estate · (256) 630-5540

What the listing says

Located on County Road 94 just outside of Hamilton, this 44 acre tract in Marion County offers a combination of build potential, accessibility, and future investment value. The property is situated approximately 0.9 miles from Exit 7 on Interstate 22, providing convenient and direct access. The land features gently rolling topography that supports multiple potential homesites across the tract, and a perc test has already been completed in the northwest corner. Utilities are available along both County Road 94 and County Road 435, including city water, natural gas, and fiber internet. With approximately 0.25 miles of frontage on County Road 94 and an additional 300 feet along County Road 435, the property provides flexibility for access and layout. The dual road frontage, combined with the terrain, allows for a variety of potential uses, including dividing the tract into multiple estate-sized parcels or establishing a family compound. The property is located within a designated opportunity zone, which may be a consideration for buyers who own a business or are evaluating long-term investment strategies. Its close proximity to Interstate 22 also positions the tract for future commercial considerations such as convenience stores or multi-family housing. Recent improvements include a newly constructed gravel driveway, a gated entrance with privacy fencing, approximately 0.8 miles of internal trails, and a cleared food plot. The property is currently covered in naturally regenerating loblolly pine that has been recently burned, resulting in a more open understory across much of the tract and providing a blank slate for future land management or site planning. The deer hunting is strong in this area, and there are several excellent locations for tree stands or additional food plots. A powerline right-of-way also creates an additional shooting lane. A small stream runs through the southwest corner of the property, providing a natural water source. The surrounding area consists of residences, timberland, and farms, offering a quiet setting while remaining a short drive from Hamilton for access to everyday amenities, schools, and healthcare. The property's proximity to Interstate 22 provides direct access to Tupelo to the west and the greater Birmingham region to the east. that the property contains a small family cemetery that has not been visited in over a decade. The seller will consider owner financing with 20% down.This combination of rural surroundings and regional connectivity makes this a very versatile tract. that the property contains a family cemetery that has not been visited in over a decade.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Land

Lot Size

1,916,640 sq ft

HOA

None

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Questions about owner financing in Hamilton

What is owner financing for 1 County Road 94?

Owner financing means the seller of 1 County Road 94 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Hamilton, AL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Hamilton home?

There is no standard down payment. The seller of this Hamilton home sets their own, and it is negotiable. Ask the seller or their agent.

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