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Owner finance

$262,000

1005 Lisa Ln

Richmond, MO 64085

Beds3
Baths3
Sq ft2,460
Year built1978
Rent estimate$2,346/mo
Listed by

Michael Diggs, Realty Executives · (816) 863-7797

What the listing says

The classic brick and vinyl siding exterior of this single-family ranch home stands on a 0.3-acre lot in an established Richmond neighborhood. Mature trees provide a serene setting for the structure, which features a shingle roof and an attached garage with concrete flooring, a driveway, and integrated automatic garage door openers. Several updates have already been completed, including newer windows and a sliding glass door installed in 2021. Inside the three-bedroom, two-bathroom layout, an inviting living room is anchored by a brick fireplace, wood floors, ceiling fans, and built-in features. The remodeled kitchen has quartz countertops, white cabinetry, a subway tile backsplash, laminate flooring, and built-in features, with integrated appliances including a dishwasher, cooktop, gas range, microwave, oven, and refrigerator. The bedrooms offer comfortable spaces, with carpeted flooring, ceiling fans, and tray ceilings. One bathroom is finished with tile flooring and a vanity, while another serves as a powder room with a pedestal sink. The finished basement area showcases a painted brick fireplace, a concrete floor, and versatile living space. An unfinished basement section with a concrete floor, laundry sink, and basement laundry features provides storage and customization options. For outdoor relaxation, a concrete patio offers a quiet space beneath mature shade trees in the backyard. All offers must be submitted at www.vrmproperties.com. Agents must register as a User, enter the property address, and click on Start Offer. This property may qualify for Seller Financing (Vendee). that if the property was built prior to 1978, Lead Based Paint Potentially Exists. All measurements and information are deemed reliable, but the buyer and the buyer's agent are responsible for verifying.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

13,125 sq ft

HOA

None

More owner-financed homes near Richmond

Questions about owner financing in Richmond

What is owner financing for 1005 Lisa Ln?

Owner financing means the seller of 1005 Lisa Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Richmond, MO home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Richmond home?

There is no standard down payment. The seller of this Richmond home sets their own, and it is negotiable. Ask the seller or their agent.

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