1036 SAN CRISTOBAL AVENUE, Punta Gorda FL48 photos
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Owner finance

$669,000

1036 SAN CRISTOBAL AVENUE

Punta Gorda, FL 33983

Beds6
Baths4
Sq ft3,314
Year built2025
Listed by

Piera Archilla, MARINA PARK REALTY LLC · (941) 661-7526

What the listing says

Virtually Staged. NEW DUPLEX IN THE DESIRABLE DEEP CREEK COMMUNITY OF PUNTA GORDA! OWNER FINANCING AVAILABLE! An excellent opportunity for investors, multi-generational living, or an owner-occupant looking to offset expenses with rental income, this newly constructed property features two residences, each offering 3 bedrooms, 2 bathrooms, approximately 1,687 square feet of living space, and an oversized 2-car garage. The attractive exterior showcases a clean, modern Florida design with coastal-inspired tones, stone accents, contemporary lighting, a durable metal roof, fresh tropical landscaping, wide concrete driveways, and separate covered entries. Inside, each residence features a thoughtfully designed split-bedroom floor plan with soaring ceilings, LED lighting, and tile flooring throughout. Solid block construction and impact-resistant windows and doors provide added peace of mind, while large windows bring abundant natural light into the open interior. The beautifully appointed kitchen overlooks the living and dining areas, creating an inviting setting for everyday living and entertaining. Highlights include granite countertops, white Shaker-style cabinetry with upper crown molding, under-cabinet lighting, stainless steel appliances, a coordinating tile backsplash, and a walk-in pantry. A large center island provides additional workspace and casual seating, complemented by pendant and recessed lighting. Additional built-in cabinetry just off the dining area offers convenient storage and serving space. Tray ceilings add architectural interest to the open living and dining areas, while sliding glass doors from the living room lead directly to a private 14' x 10' screened lanai. Overlooking the spacious backyard and peaceful greenbelt, the lanai provides a comfortable extension of the living space for outdoor dining, relaxing, or enjoying the Florida weather. The primary suite offers a private retreat with a tray ceiling, recessed lighting, tile flooring, and a large window for natural light. The ensuite bath features a dual-sink vanity with granite countertops, white Shaker-style cabinetry, modern hardware, an expansive mirror, decorative lighting, and a tall built-in storage cabinet. An oversized walk-in shower is finished with marble-look tile, a decorative mosaic tile floor, and a frameless glass enclosure. Positioned separately from the primary suite, two generously sized guest bedrooms feature built-in closets and share a full bath. The guest bath carries the same attractive design as the primary bath, with coordinating cabinetry, granite countertops, contemporary fixtures, and tiled finishes, creating a cohesive look throughout the home. Each residence also includes a spacious indoor laundry room, abundant storage, and separate utilities. The thoughtful design gives each side the comfort and functionality of an individual home while retaining the flexibility of a duplex. Live in one side and rent the other, accommodate extended family with separate living spaces, or lease both units for an income-producing investment opportunity. Located outside of a designated flood zone in Deep Creek, a deed-restricted community with a low annual HOA fee, the property offers convenient access to I-75, shopping, dining, medical facilities, parks, downtown Punta Gorda, golf, boating, and fishing, with Gulf Coast destinations, including Englewood Beach, within easy driving distance.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Multi-Family

HOA

$17/mo

More owner-financed homes near Punta Gorda

Questions about owner financing in Punta Gorda

What is owner financing for 1036 SAN CRISTOBAL AVENUE?

Owner financing means the seller of 1036 SAN CRISTOBAL AVENUE acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Punta Gorda, FL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Punta Gorda home?

There is no standard down payment. The seller of this Punta Gorda home sets their own, and it is negotiable. Ask the seller or their agent.

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