7 photos$155,000
104 E Water St
Rio Grande City, TX 78582
Kenneth De La Cerda, Big Realty · (956) 416-5055
What the listing says
OWNER FINANCING AVAILABLE! Two-story property located in the downtown area, offering close proximity to local shops, dining, and community attractions. The versatile layout includes 3 bedrooms, 2 bathrooms, and a bonus theater room on the lower level, allowing for multiple use possibilities. The property features a spacious backyard with scenic natural views overlooking the Rio Grande River, providing a unique and peaceful setting rarely found in central locations. This property presents strong potential for adaptive reuse, including but not limited to a coffee shop, boutique retail space, creative studio, professional offices, event or gallery space, or a short-term rental concept. Its downtown location and flexible interior design make it suitable for both commercial investment opportunities or a distinctive Airbnb serving Rio Grande City s growing tourism appeal.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
None
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Questions about owner financing in Rio Grande City
What is owner financing for 104 E Water St?
Owner financing means the seller of 104 E Water St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Rio Grande City, TX home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Rio Grande City home?
There is no standard down payment. The seller of this Rio Grande City home sets their own, and it is negotiable. Ask the seller or their agent.









