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Owner finance

$275,000

106 N Pear St

Rockdale, TX 76567

Beds4
Baths3
Sq ft1,998
Year built1950
Listed by

Camila Cavounis, eXp Realty, LLC · (954) 854-9738

What the listing says

Seller financing available, subject to acceptable terms. This fully renovated Rockdale property offers two separate residences, more than $150,000 in improvements, and immediate rental income. The main home is currently leased for $1,500 per month, giving buyers the opportunity to generate income from day one. With a combined 4 bedrooms, 3 bathrooms, multiple living areas, and a detached two-car garage, the property is ideal for investors, multigenerational living, house hacking, guests, or a private home office. The main residence features 3 bedrooms, 2 bathrooms, and two spacious living areas. Extensive renovations include a new roof, approximately 20 new windows, new flooring, new HVAC system, new water heater, new light fixtures, updated plumbing and electrical systems, and fresh interior and exterior paint. The remodeled kitchen offers new cabinetry, countertops, appliances, and contemporary finishes. Both bathrooms are new, including a newly added second bathroom. The detached 1-bedroom, 1-bathroom garage apartment provides an additional private living space above the two-car garage. Improvements include a new roof, new flooring, new appliances, updated light fixtures, a new front door, three replacement windows, and fresh interior and exterior paint. The bathroom has been completely remodeled, while the kitchen features refreshed cabinetry and a new sink. Three ceiling fans provide airflow, and the garage has new interior OSB walls. A new fence adds privacy and separation between the outdoor areas. Located near downtown Rockdale, this move-in-ready property provides multiple possibilities for rental income, extended family, guests, or work-from-home space. A strong opportunity for buyers seeking an income-producing Rockdale investment property, multigenerational home, house-hacking setup, or property with a detached garage apartment. Buyer to verify lease information and seller-financing terms.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

None

More owner-financed homes near Rockdale

Questions about owner financing in Rockdale

What is owner financing for 106 N Pear St?

Owner financing means the seller of 106 N Pear St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Rockdale, TX home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Rockdale home?

There is no standard down payment. The seller of this Rockdale home sets their own, and it is negotiable. Ask the seller or their agent.

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