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Owner finance

$249,000

11 County Road N3557

Vernon, AZ 85940

Listed by

Tamra Lee Ulmer, Arizona Resource Realty · (480) 442-8617

What the listing says

Rare 25-acre high-country retreat in Vernon offering the space, privacy, views, and utility infrastructure buyers are searching for in the White Mountains region. This is not just vacant land -- it is a versatile rural property with meaningful improvements already in place, creating an excellent foundation for a custom home, seasonal getaway, family retreat, RV setup, horse property, or future homestead vision. The acreage offers a beautiful mix of open usable land, natural vegetation, gentle terrain, wide skies, and scenic mountain surroundings, with plenty of room to spread out while still remaining within convenient reach of paved roads and the Show Low area. Enjoy fresh mountain air, peaceful rural living, distant views, star-filled nights, and the freedom of having 25 acres to design around your lifestyle. Property is served by a shared well agreement and includes permitted electric service and a permitted septic system. Three established camping/RV sites are already set up with 50-amp service, water, and sewer, giving buyers immediate flexibility for recreation, guests, temporary use, or phased development while planning their long-term improvements. The setting offers privacy without feeling isolated, making it especially appealing for move-up buyers wanting land, utility access, breathing room, and a true Arizona mountain-country experience. A standout opportunity for buyers who want more than a small lot -- this property offers scale, infrastructure, usability, and lifestyle appeal in one package. Seller may consider owner carry with acceptable terms.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Land

Lot Size

1,089,000 sq ft

HOA

None

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Questions about owner financing in Vernon

What is owner financing for 11 County Road N3557?

Owner financing means the seller of 11 County Road N3557 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Vernon, AZ home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Vernon home?

There is no standard down payment. The seller of this Vernon home sets their own, and it is negotiable. Ask the seller or their agent.

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