1211 33rd St, Galveston TX - Owner Finance Home
Owner Finance

1211 33rd St

Galveston, TX 77550

🛏️

3

Bedrooms

🚿

2

Bathrooms

📏

1,260

Sq Ft

📅

1892

Year Built

About This Property

Historic Galveston Cottage Cash Price: $315,000 Owner Financing Available Great opportunity to own a charming historic 1892 Galveston cottage in a central island location near UTMB, The Strand, downtown Galveston, restaurants, cruise activity, and the beach. This home features 3 bedrooms, 2 bathrooms, and approximately 1,260 sq ft, offering flexibility as a primary residence, second home, long-term rental, furnished mid-term rental, or possible vacation-rental opportunity. The seller is offering a cash purchase price of $315,000. Owner financing may also be considered at a purchase price of $349,000 with $40,000 down, subject to buyer qualification, seller approval, and acceptable terms. For any owner-financing arrangement, the seller must remain in first lien position. The seller will not accept a second-lien or subordinate position. Proper title review, legal documentation, promissory note, deed of trust, and closing through a qualified title company will be required. Buyer pays all closing costs and will be responsible for taxes, insurance, utilities, maintenance, loan servicing fees if applicable, and all other property-related expenses. Buyer to independently verify property condition, square footage, taxes, insurance, zoning, permits, rental use, short-term rental eligibility, flood/windstorm requirements, and all investment assumptions. Final terms are subject to seller approval, buyer qualification, legal/title review, and fully executed written agreements.

Property Details

Property Type

Single Family

Year Built

1892

Lot Size

1,864 sq ft

HOA

None

Listed Price

$315,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Galveston

What is owner financing for 1211 33rd St?

Owner financing means the seller of 1211 33rd St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Galveston, TX is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Galveston home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Galveston property.