125 N Kingston Ave, Atlantic City NJ - Owner Finance Home
Owner Finance

125 N Kingston Ave

Atlantic City, NJ 08401

🛏️

5

Bedrooms

🚿

4

Bathrooms

📏

2,706

Sq Ft

📅

1920

Year Built

About This Property

RARE BAY-VIEW DUPLEX OPPORTUNITY! Whether you're looking for an income-producing investment, a home with built-in rental income, or a flexible multi-generational property, this well-maintained brick duplex offers incredible versatility in a beautiful Atlantic City bay setting. Featuring two spacious residences a 3-bedroom, 1.5-bath upper unit and a 2-bedroom, 1.5-bath lower unit the property offers approximately 2,700 square feet of living space, beautiful bay views and unforgettable sunsets. Both units have been well maintained and improved over the years, featuring updated flooring and baths, their own washer and dryer, separate tankless water heaters, and separate gas and electric utilities. The property also features a newer roof and improvements to the electrical and plumbing. The lower unit offers a spacious primary bedroom and a large bay-facing deck, while the upper unit is currently occupied by reliable tenants, providing immediate rental income. Investors can benefit from existing income with additional market-rent potential, while owner-occupants have the opportunity to live in one unit and collect rent from the other to help offset ownership costs. The property's two-unit setup also lends itself beautifully to extended or multi-generational living. SELLER FINANCING AVAILABLE WITH 20% DOWN, subject to seller approval and mutually agreeable terms offering qualified buyers an attractive alternative to traditional financing. Seller financing is actively marketed on other Atlantic City investment properties as well, making it a recognizable selling feature in the local market. Conveniently located near the beach, Richmond Avenue School, shopping, dining and transportation, this is an opportunity to own a versatile Atlantic City property combining income, lifestyle and long-term potential. Live in it. Rent it. Invest in it. The possibilities are yours.

Property Details

Property Type

Multi-Family

Year Built

1920

HOA

None

Listed Price

$569,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Atlantic City

What is owner financing for 125 N Kingston Ave?

Owner financing means the seller of 125 N Kingston Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Atlantic City, NJ is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Atlantic City home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Atlantic City property.