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Owner finance

$550,000

125 Timberline Dr

Maggie Valley, NC 28751

Beds4
Baths3
Sq ft2,293
Year built1912
Rent estimate$2,888/mo
Listed by

Tyler Reeves, Keller Williams Great Smokies

What the listing says

THE HOMESTEAD HISTORIC MAGGIE VALLEY HOME DETACHED GUEST COTTAGE SELLER FINANCING AVAILABLE. Set along a mountain creek just minutes from the heart of Maggie Valley, this distinctive 1912 homestead offers something increasingly difficult to find: historic character, usable outdoor space, a separate guest cottage and the flexibility to serve as a primary residence, mountain getaway or income-producing property. The renovated main home retains the warmth and craftsmanship that give an older mountain home its personality, including original hardwood floors, shiplap details, rough-cut cedar, stained-glass accents and historic stonework. The kitchen blends that character with modern function, featuring a six-burner gas range, stainless appliances and generous work space, while updated baths include tiled walk-in showers and a classic clawfoot tub. The main level offers welcoming living and dining spaces, a sunroom, primary bedroom and bath, while two additional bedrooms are located upstairs. Multiple porches, decks and outdoor living areas create places to enjoy the surrounding mountains and the sound of the creek. A major feature of the property is the detached guest cottage, offering its own living area, kitchen, bath and sleeping accommodations with separate access. Use it for visiting family and friends, extended stays, a private work space, or as part of the property s investment potential. The property has an established vacation-rental history and offers flexibility for buyers seeking a short-term rental, second home or long-term investment. Buyer to verify intended rental use and applicable regulations. Outside, the property feels like a true Western North Carolina homestead, with a creekside setting, fire-pit area, garden space, mature trees and room to simply enjoy the property rather than just the house. Mountain views, multiple outdoor gathering spaces and the creek create a setting equally suited to full-time living or a memorable mountain retreat. Additional advantages include city water and sewer, Spectrum high-speed internet availability, paved year-round access, state-maintained road access and no HOA. Located convenient to Maggie Valley restaurants, shops, outdoor recreation and the greenway while still offering the character and setting buyers come to the mountains to find. Whether the goal is to put down roots in Maggie Valley, create a multi-generational mountain homestead, own a second home with guest accommodations, or continue utilizing the property s rental potential, The Homestead offers a combination of history, versatility and location that is difficult to duplicate. Seller financing available; terms subject to negotiation and seller approval. View the full property website, photos, video and additional details: https://listings.lighthousevisuals.com/sites/eaoakokz/unbranded

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

None

More owner-financed homes near Maggie Valley

Questions about owner financing in Maggie Valley

What is owner financing for 125 Timberline Dr?

Owner financing means the seller of 125 Timberline Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Maggie Valley, NC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Maggie Valley home?

There is no standard down payment. The seller of this Maggie Valley home sets their own, and it is negotiable. Ask the seller or their agent.

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