32 photos$122,950
1255 Ponce Island Dr APT 724
Saint Augustine, FL 32095
Don Pratt, Coldwell Banker Premier Properties (Historic Office) · (904) 615-0787
What the listing says
BEST VALUE UNDER $145K IN ST. AUGUSTINE. Just minutes to Downtown St. Augustine and the Beaches, Super convenient for work or play, then return and relax in this hidden away community that fronts on the Inter-coastal Waterway. Would make a cozy weekend get-a-way, Snowbird retreat, or Turn key rental. The Tennis Village just finished painting their buildings in 2025, completed re-roofing the buildings in March 2026, AND the Madeira Developer is rebuilding Ponce Island Drive to coincide with coming commercial development fronting on US 1. Snap this up before others realize how undervalued it is!! Possible owner financing.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Condominium
HOA
$430/mo
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Questions about owner financing in Saint Augustine
What is owner financing for 1255 Ponce Island Dr APT 724?
Owner financing means the seller of 1255 Ponce Island Dr APT 724 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Saint Augustine, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Saint Augustine home?
There is no standard down payment. The seller of this Saint Augustine home sets their own, and it is negotiable. Ask the seller or their agent.











