25 photos$499,999
130 Heather Dr
Panama City Beach, FL 32413
Buddy King, Beach King Realty · (850) 832-8042
What the listing says
Welcome to 130 Heather Drive in Panama City Beach, FL 32413. Owner financing is being offered with owner approved credit,25 years, 10% downpayment, 6.75% fixed rate. This well-maintained 3-bedroom, 3-full baths brick home offers generous living area, a versatile floor plan, and exceptional parking and storage.Mature palm trees and established landscaping create a warm Florida welcome from the moment you arrive. Inside you will find a spacious kitchen featuring abundant cabinetry and expansive counter space- perfect for everyday living or entertaining family and friends. The kitchen flows seamlessly into a bright sunroom filled with natural light,creating the perfect spot to relax with your morning coffee or enjoy an afternoon with a good book. A separate bonus room provides endless possibilities and can easily serve as a home office, hobby space, media room, playroom, additional family room or add a closet and you will have a 4th bedroom. Built with durable brick construction the home features generous size rooms and multiple living areas offering comfort and flexibility. A charming covered breezeway connects the home to the detached two-car garage, providing convenience while adding character to the property. Outside you will appreciate the attached two-car garage, an additional detached two-car carport, a spacious driveway with ample parking and mature landscaping that enhances the home's timeless Florida appeal. Whether you're searching for a primary residence, a vacation getaway or an investment opportunity, 130:Heather Drive offers the space, functionality and potential to make it your own. In addition the covered carport could be converted into a guest house or mother-in-law-suite for multi family living. Schedule your private showing and discover everything this Panama City Beach home has to offer. It is the responsibility of the buyer or buyers agent to verify all measurements.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
17,860 sq ft
HOA
None
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Questions about owner financing in Panama City Beach
What is owner financing for 130 Heather Dr?
Owner financing means the seller of 130 Heather Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Panama City Beach, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Panama City Beach home?
There is no standard down payment. The seller of this Panama City Beach home sets their own, and it is negotiable. Ask the seller or their agent.











