36 photos
$223,000
13246 Candelaria Rd NE
Albuquerque, NM 87112
Janie Gilmore-Daniels, Vista Encantada Realtors, LLC · (505) 259-0502
What the listing says
SELLER FINANCING available - 20% down, 5.9% rate, 5-7 Year Call/Balloon on Note. Enjoy foothills living in this beautiful condo, ideally located near top hiking and biking trails! Technically a two-story, the entire home sits upstairs with a private ground-floor entry. Inside, abundant natural light, vaulted ceilings, and skylights create an airy, inviting space. Major updates include a newer HVAC system (2024), newer roof (2024), newer water heater (2023), newer blinds in bedrooms & kitchen (2023), and newer washer & dryer in 2023. A perfect blend of comfort, convenience, and outdoor access in the foothills. There are 2 balconies w great views; 1 looks north & 1 looks south. Southern balcony was re-roofed in 2026 by the HOA. HOA covers common areas, exterior of residence Water, Sewer, & Trash. Comes w 1 covered parking space ( 246)
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Condominium
HOA
$441/mo
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Questions about owner financing in Albuquerque
What is owner financing for 13246 Candelaria Rd NE?
Owner financing means the seller of 13246 Candelaria Rd NE acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Albuquerque, NM home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Albuquerque home?
There is no standard down payment. The seller of this Albuquerque home sets their own, and it is negotiable. Ask the seller or their agent.