
1330 NE Cedar St
Steinhatchee, FL 32359
2
Bedrooms
2
Bathrooms
1,120
Sq Ft
1996
Year Built
About This Property
Welcome to your own slice of Old Florida paradise in the charming coastal community of Steinhatchee, where life moves a little slower and nature takes center stage. Nestled on two half-acre lots totaling 1.05 acres, this unique waterfront property offers an incredible opportunity to create the riverfront retreat you've always dreamed of. Boasting approximately 160 feet of untouched river frontage lined with majestic palms, pines, and sprawling oaks, the property creates a breathtaking natural backdrop and the authentic Florida setting that is becoming increasingly difficult to find. Enjoy direct access to the Steinhatchee River right from your backyard, perfect for launching a kayak, paddleboard, or john boat and exploring one of Florida's most scenic coastal waterways. The Steinhatchee River's outstanding freshwater fishing is one of the area's best-kept secrets, offering anglers excellent opportunities to catch bass, bream, catfish, and other native species while enjoying the beauty and tranquility of Florida's Nature Coast. Adding to the privacy and seclusion, a 50-foot county right-of-way borders the property on one side, providing an extra buffer from neighboring properties and enhancing the peaceful atmosphere. One of the property's most desirable and rare features is that more than half of the acreage lies within the highly sought-after X Flood Zone. In an area where flood zones are a major consideration, an X Flood Zone designation means lower flood risk and can eliminate the requirement for costly flood insurance an exceptional advantage for waterfront property owners. The existing home is a spacious two-bedroom, two-bath single-wide mobile home ready for someone with vision to bring it back to life. Inside, you'll find a large eat-in kitchen with abundant cabinet storage, a generously sized living area, large bedrooms, and oversized bathrooms. The primary suite features a walk-in closet, a walk-in shower, and a relaxing soaking tub. With some TLC and updates, this home could become a wonderful primary residence, weekend getaway, vacation home, or income-producing rental property. Outside, two storage sheds provide additional space and endless possibilities for workshops, hobby rooms, storage, or creative projects. The second lot remains largely untouched, offering tremendous flexibility for future development, expansion, additional structures, or simply preserving your own private natural sanctuary. Whether you're searching for a waterfront investment, a renovation project with incredible upside, or a secluded retreat surrounded by native Florida beauty, this rare Steinhatchee property offers endless potential in one of Florida's most beloved coastal communities. Come experience the charm, privacy, and possibilities for yourself. Seller may entertain owner financing offers with acceptable terms, providing additional flexibility for qualified buyers.
Property Details
Property Type
Mobile Home
Year Built
1996
Lot Size
45,738 sq ft
HOA
None
Listed Price
$250,000
Owner financing
This listing mentions owner financing. Terms are set by each seller and are negotiable. Verify availability and terms with the seller or their agent.
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Frequently Asked Questions About Owner Financing in Steinhatchee
What is owner financing for 1330 NE Cedar St?
Owner financing means the seller of 1330 NE Cedar St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Steinhatchee, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Steinhatchee home?
There is no standard down payment. The seller of this Steinhatchee home sets their own, and it is negotiable. Ask the seller or their agent.