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Owner finance

$397,000

135 HILLTOP Road #10

Sedona, AZ 86336

Listed by

Kristi C Anderson, eXp Realty · (480) 567-2103

What the listing says

Lot 10, Mystic Heights: Where Vision Meets Landscape. Some places invite architecture. Others demand it. Mystic Heights is a 40-acre gated Sedona enclave where homes don't just rise from the red earth, they belong to it. Lot 10 is a .89-acre cul-de-sac homesite and one of the most attainable ways into this sought-after community, with nothing sacrificed: unobstructed Red Rock views, natural terrain, and real privacy. Underground utilities run to the lot line, with sewer and water provided by Mystic Heights. Now the part that sets it apart: SELLER WILL FINANCE with 35% down. Choose a 3-year balloon at 2.75% or a 5-year balloon at 5.25%. Skip the land-loan hurdles and put your capital into the home itself. Bring your architect. The canvas is waiting.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Land

HOA

$200/mo

More owner-financed homes near Sedona

Questions about owner financing in Sedona

What is owner financing for 135 HILLTOP Road #10?

Owner financing means the seller of 135 HILLTOP Road #10 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Sedona, AZ home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Sedona home?

There is no standard down payment. The seller of this Sedona home sets their own, and it is negotiable. Ask the seller or their agent.

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