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Owner finance

$424,900

13768 Whitman Ln

Covington, GA 30014

Beds4
Baths3
Sq ft3,342
Year built2023
Rent estimate$3,167/mo
Listed by

Vincent Giles, BHGRE Metro Brokers · (404) 484-8091

What the listing says

Buy This Home & We Will Buy Yours. Lease Purchase or Owner Finance Available! Low Credit No Problem. Up to $10K in Seller Paid Closing Costs plus down payment assistance with preferred lender. Built in 2023, this beautifully upgraded two-story home sits on a premium lot near a quiet cul-de-sac-with no neighbors behind you. Instead, you'll enjoy a peaceful tree-lined view that gives the backyard a private, relaxing feel-perfect for unwinding or hosting friends and family. This isn't your standard Hampshire model. The owners have added thoughtful, high-end upgrades throughout the home after purchase, making it truly stand out. The kitchen is a highlight, featuring quartz countertops, a classic subway tile backsplash, a gas range with a professional hood and upgraded ductwork, a quiet Maytag stainless steel dishwasher, a newly added garbage disposal, and an upgraded double oven. You'll notice the little details that make everyday living easier-like the folding table in the laundry room, dual Ecobee smart thermostats, and upgraded bathroom fans with humidity sensors in all three bathrooms. There's also a full-glass front door with built-in blinds, a ceiling fan with remote and app control in the downstairs guest room, handheld showerheads in every bathroom, and an upgraded garage door system. Outside, the upgrades continue with a custom wood fence (HOA-compliant) that even includes a separate gate for trash bins. The rear fence is designed to keep the natural view open, and the landscaping has been professionally enhanced with stonework and river pebbles. Inside, the layout is both functional and inviting. The main floor features a formal dining room, a spacious kitchen with a butler's pantry, and a cozy living room with a fireplace. There's also a guest bedroom and full bathroom downstairs-perfect for visitors. Upstairs, you'll find a large loft that can be used for movie nights, a game room, or a second living space. The primary suite offers a private retreat with a sitting area, a large closet, dual vanities, and a relaxing bath with a garden tub. The backyard is fully enclosed and professionally landscaped, giving you a private outdoor space to enjoy year-round. Even better-this home comes with all appliances, including the washer, dryer, refrigerator, microwave, dishwasher, and double oven. Window treatments are included as well, along with faux wood blinds in the front of the home and the custom mudroom setup. The community offers great amenities like a pool, clubhouse, tennis and basketball courts, plus walking trails for you to enjoy.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

6,969.6 sq ft

HOA

$125/mo

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Questions about owner financing in Covington

What is owner financing for 13768 Whitman Ln?

Owner financing means the seller of 13768 Whitman Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Covington, GA home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Covington home?

There is no standard down payment. The seller of this Covington home sets their own, and it is negotiable. Ask the seller or their agent.

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