7 photos$335,000
1380 S F T Valley Rd
Madison, VA 22727
Norman Domingo, XRealty.NET LLC · (888) 838-9044
What the listing says
Welcome to your beautifully updated brick rancher nestled in the heart of Madison County at 1380 S F T Valley Rd, Banco, VA. Combining timeless classic charm with pristine modern upgrades, this move-in-ready home offers a serene countryside lifestyle with all the high-speed connectivity you need. Exterior & Outbuildings Curb Appeal: The classic brick exterior is framed by a brand-new roof and mature shade trees, creating an inviting and durable home. Garages & Parking: A long, pristine concrete driveway leads up to the house and a spacious detached garage equipped with electricity perfect for a workshop, vehicle storage, or hobby space. Outdoor Oasis: Step out onto the spacious back deck, ideal for grilling, entertaining, or just relaxing. Follow the path down to your own private, peaceful stream complete with a charming footbridge. Main Level Living Fresh & Modern: The entire home boasts newly refinished hardwood floors and fresh paint, creating a bright, cohesive, and clean aesthetic throughout. Living Spaces: The welcoming living room features a cozy wood-burning fireplace insert with a classic wooden mantle, flowing seamlessly into a sun-filled bonus room or dining alcove. Modern black ceiling fans add a sharp, contemporary accent. Gourmet Kitchen: The updated kitchen shines with crisp white cabinetry, generous counter space, neutral flooring, and a full suite of stainless steel appliances. It opens directly into a large secondary dining or keeping area. Updated Baths: Experience a spa-like feel in the bathroom, highlighted by a gorgeous glass-enclosed walk-in shower, modern vanity, and elegant fixtures. Owner Financing: Owner financing is available. 30 year fixed rate loan with $15,000 down at 2750/month. Shorter term loan also available.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
None
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Questions about owner financing in Madison
What is owner financing for 1380 S F T Valley Rd?
Owner financing means the seller of 1380 S F T Valley Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Madison, VA home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Madison home?
There is no standard down payment. The seller of this Madison home sets their own, and it is negotiable. Ask the seller or their agent.









