44 photos$539,999
1396 S Lukas Ln
Saratoga Springs, UT 84045
Curtis A Mayberry, Century 21 Edges · (520) 686-4865
What the listing says
Seller financing available. 5.99% rate with a low down payment. Beautiful 5-bedroom, 2.75-bath rambler in Saratoga Springs offering nearly 3,000 square feet, stunning lake and mountain views, and a bright daylight basement with walkout access that feels like a natural extension of the main level. The open-concept main floor features a cozy gas fireplace, access to the deck, and a functional kitchen and dining area ideal for everyday living and entertaining. Recent improvements include a new roof and solar system installed in 2024, along with a brand-new water heater. The sellers report that the solar system has reduced their average monthly electric bill from approximately $350 to less than $90 and includes a 20-year warranty. Additional highlights include central HVAC, an attached two-car garage, an outdoor storage shed, a theater area, and an included 4K projector. Sellers are also offering a $3,500 credit toward lawn reseeding or revitalization and will provide a one-year home warranty for the buyer. This home offers an appealing combination of space, comfort, energy efficiency, scenic views, and flexible living areas. Square footage figures are provided as a courtesy estimate only and were obtained from county records. Buyer is advised to obtain an independent measurement and verify all information.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
$22/mo
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Questions about owner financing in Saratoga Springs
What is owner financing for 1396 S Lukas Ln?
Owner financing means the seller of 1396 S Lukas Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Saratoga Springs, UT home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Saratoga Springs home?
There is no standard down payment. The seller of this Saratoga Springs home sets their own, and it is negotiable. Ask the seller or their agent.











