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Owner finance

$675,000

155 Canal Pl

Fayetteville, GA 30215

Beds4
Baths3
Sq ft3,600
Year built2002
Rent estimate$2,976/mo
Listed by

Rhonda Duffy, Duffy Realty · (678) 318-3613

What the listing says

A standout feature of this home is the nearly 1,800-square-foot basement with a separate entrance, offering exceptional flexibility for an in-law suite, multi-generational living, or potential rental income. The space is already near completion, with most remaining work being cosmetic-providing a rare opportunity to quickly expand finished living space and build additional value. We chose this property for its full one-acre cul-de-sac setting and the protected green space beside it-a natural buffer that will never be developed. This creates a level of privacy that is rarely found while still enjoying the benefits of a neighborhood community. The home has been thoughtfully maintained with major system updates already completed, including a new 30-year architectural roof (less than one year old), new AC units (3 years), and a 60-gallon water heater (2 years). Exterior improvements include updated porch railings and posts with fresh paint, professional removal of 31 trees for storm protection, and extensive landscape stabilization. Inside, all four bedrooms are located upstairs and anchored by an oversized primary suite. The home features large, light-filled rooms, hardwood and ceramic tile flooring, upgraded crown molding and baseboards, and a versatile bonus room that has served as an office, gym, and creative space. The kitchen is designed for both everyday living and entertaining, with a center island, eat-in area, walk-in pantry, and a separate dining room for gatherings. An expansive 8-foot Southern wrap-around porch extends the living space outdoors. Energy efficiency is enhanced with a wood-burning stove, Anderson double-pane windows, additional attic insulation, and honeycomb shades throughout, with average combined utilities reported under $150 per month. Located in Harbor Lakes, residents enjoy access to swim, tennis, pickleball, playground, basketball court, and fishing lake amenities. Owner financing is available with a minimum 20% down and negotiable terms, offering qualified buyers additional flexibility beyond conventional lending. As the sellers begin their next chapter, they look forward to passing this well-cared-for property on to its next owner. A compiled "Life at 155 Canal Place" PROPERTY SUMMARY IS AVAILABLE FOR REVIEW and includes the owner's perspective, documented improvements and maintenance history, neighborhood insights, and answers to key buyer questions designed to help buyers evaluate the home with clarity and confidence.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

43,560 sq ft

HOA

$40/mo

More owner-financed homes near Fayetteville

Questions about owner financing in Fayetteville

What is owner financing for 155 Canal Pl?

Owner financing means the seller of 155 Canal Pl acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Fayetteville, GA home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Fayetteville home?

There is no standard down payment. The seller of this Fayetteville home sets their own, and it is negotiable. Ask the seller or their agent.

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