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Owner finance

$389,900

1644 Rector Road

Schenectady, NY 12302

Rent estimate$4,059/mo
Listed by

Katherine M Mejia, Realty One Group Key · (518) 289-0080

What the listing says

Prime Acreage Ready for Your Vision -- Owner Financing Available! Bring your blueprints and imagination to 1644 Rector Road! This property offers a clean slate with a perk test already completed, saving you time and hassle before you build. Featuring great land frontage, accessibility, and endless potential for a custom home or getaway. Variance can be requested to build up to 4 units. Don't miss this rare opportunity to secure your slice of land with flexible terms.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Land

HOA

None

More owner-financed homes near Schenectady

Questions about owner financing in Schenectady

What is owner financing for 1644 Rector Road?

Owner financing means the seller of 1644 Rector Road acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Schenectady, NY home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Schenectady home?

There is no standard down payment. The seller of this Schenectady home sets their own, and it is negotiable. Ask the seller or their agent.

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