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Owner finance

$145,000

16505 Osceola Ave

Moundville, AL 35474

Listed by

Hale Smith, Tutt Real Estate · (334) 509-9015

What the listing says

AL- Cherokee Bend Subdivision- Tuscaloosa County- Full Residential Property Package OWNER FINANCING AVAILABLE. Cherokee Bend Subdivision offers approximately 15.27 acres across five residential properties in the Moundville area of Tuscaloosa County. Priced at $145,000 for the complete residential package, this offering provides a mix of future homesites, builder inventory, and long-term investment opportunities. Owner financing is available, giving buyers an alternative to traditional financing. The individual properties range from approximately 2.15 to 3.90 acres. City water is available, with utility and wastewater arrangements varying by property. The residential properties are also subject to the Cherokee Bend Homeowners Association and recorded protective and restrictive covenants. Property Details: Approximately 15.27 total acres 5 residential offerings Complete residential package: $145,000 Owner financing available Individual offerings priced at $29,000 each Lot sizes range from approximately 2.15 to 3.90 acres City water available Reportedly residential zoning Cherokee Bend HOA and recorded covenants apply Individual properties may also be purchased separately Available Offerings: 2.15 acres - $29,000 Parcel ID: 43-09-31-0-001-009.105 2.16 acres - $29,000 Parcel ID: 43-09-31-0-001-009.104 3.86 acres - $29,000 Parcel ID: 43-09-31-0-001-009.102 3.90 acres - Lot 334 - $29,000 Parcel ID: 43-09-31-0-001-009.101 3.20 acres - $29,000 Parcel ID: 43-09-31-0-001-009.100 The properties offer flexibility for a buyer looking for one homesite, multiple residential properties, or the complete residential land package. Individual properties may be sold separately prior to the sale of the complete package. Contact Team HaleSmith for current availability, maps, owner-financing information, HOA/covenant documents, and additional property documentation. All acreage, boundaries, parcel information, utilities, zoning, access, sewer or septic availability, HOA dues, covenants, building requirements, and development possibilities should be independently verified by the buyer during due diligence.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Land

Lot Size

665,161 sq ft

HOA

None

More owner-financed homes near Moundville

Questions about owner financing in Moundville

What is owner financing for 16505 Osceola Ave?

Owner financing means the seller of 16505 Osceola Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Moundville, AL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Moundville home?

There is no standard down payment. The seller of this Moundville home sets their own, and it is negotiable. Ask the seller or their agent.

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