7 photos$27,500
18221 S SPOON Road #115
Kirkland, AZ 86332
Ben Koerner, Fathom Realty Elite · (602) 647-9151
What the listing says
Owner will carry! The vacant lot at 18221 S Spoon Rd Lot 115, located in the Yavapai Country Club subdivision of Kirkland (Peeples Valley), AZ, offers a quiet, high-desert rural lifestyle. Buying a lot here via an owner carry contract allows you to secure rural land with flexible, seller-financed terms, eliminating the need for a strict bank land loan. Situated at an elevation of roughly 4,000 feet, this area experiences much cooler summers than Phoenix and mild winters, surrounded by rolling hills and chaparral vegetation. Peeples Valley is a sparsely populated, quiet community. It is popular for retirees, homesteaders, and those looking for a peaceful escape while staying driving-distance to Prescott or Wickenburg.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Land
Lot Size
15,003 sq ft
HOA
None
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Questions about owner financing in Kirkland
What is owner financing for 18221 S SPOON Road #115?
Owner financing means the seller of 18221 S SPOON Road #115 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Kirkland, AZ home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Kirkland home?
There is no standard down payment. The seller of this Kirkland home sets their own, and it is negotiable. Ask the seller or their agent.









