18390 W MONTE LINDO Lane, Surprise AZ - Owner Finance Home
Owner Finance

18390 W MONTE LINDO Lane

Surprise, AZ 85387

🛏️

3

Bedrooms

🚿

2

Bathrooms

📏

1,780

Sq Ft

📅

2025

Year Built

About This Property

5% ASSUMABLE Interest Loan!! Rare opportunity to own a highly upgraded corner-lot home with a FULLY ASSUMABLE LOAN! This move-in ready property offers a 3-car garage, extended driveway, privacy hedge, turf landscaping, full slick barrier, and sun screens throughout. The designer kitchen features soft-close cabinetry, custom black granite countertops, black fixtures, pendant lighting, pots-and-pans drawers, and a convenient trash pull-out. Enjoy premium upgrades including 5.1 surround sound, RO system, water-softener pre-plumb, and included washer & dryer. Relax or entertain on the large covered patio with outdoor speaker pre-wire. A perfect blend of style, functionality, and a rare assumable financing opportunity that could mean substantial savings for qualified buyers! -Corner lot -Extended/longer driveway -Backyard landscaping w/ turf -Slick barrier around the whole exterior of the house -Privacy trees/hedge -Outdoor sun screens on all windows -Large covered patio -Outdoor speaker pre-wire -5.1 Surround Sound -Soft close cabinets/drawers throughout the house -Trash pull-out -Pots and pans drawers -Custom black granite kitchen counter -All black fixtures and hardware -3 way pendant lights -RO system -Pre-plumbed for water softener Washer and dryer come included

Property Details

Property Type

Single Family

Year Built

2025

HOA

$62/mo

Listed Price

$445,000

Owner financing

This listing mentions owner financing. Terms are set by each seller and are negotiable. Verify availability and terms with the seller or their agent.

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Frequently Asked Questions About Owner Financing in Surprise

What is owner financing for 18390 W MONTE LINDO Lane?

Owner financing means the seller of 18390 W MONTE LINDO Lane acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Surprise, AZ home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Surprise home?

There is no standard down payment. The seller of this Surprise home sets their own, and it is negotiable. Ask the seller or their agent.