42 photos$559,999
197 Cape Pointe Dr #C3
Pt Saint Joe, FL 32456
Billy Joe Smiley, Port Realty Group · (850) 340-1213
What the listing says
Gulf-front top-floor condo Panoramic Gulf views Elevator building Top-floor, 2-bedroom, 2-bath Gulf-front condominium located in The Club at Cape San Blas, offering direct beach frontage and unobstructed Gulf of America views. This open-concept residence features a combined kitchen, living, and dining area positioned to capture sweeping water views from the main living space. Interior finishes include heart of pine flooring, granite countertops throughout, stainless steel kitchen appliances, and 10-foot ceilings. The unit is furnished and move-in ready. The dining table converts to a pool table, providing flexible entertaining space. The Club at Cape San Blas is an 18-unit, elevator-equipped condominium building with a pool, poolside restrooms, grill area, owner storage units, boat parking, and covered parking beneath the building. A private boardwalk provides direct access to the wide, uncrowded beaches of Cape San Blas. Top-floor positioning offers added privacy and elevated Gulf views. Ideal for a primary residence, second home, or vacation-use property with Gulf-front amenities and on-site conveniences. OWNER FINANCING AVAILABLE. Located approximately 2.5 miles to St. Joseph Peninsula State Park, 1.5 miles to Salinas Park, 11 miles to Port St. Joe, and 7 miles to Indian Pass, offering convenient access to area parks, coastal recreation, dining, and shopping.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Condominium
Lot Size
1,306.8 sq ft
HOA
$1083/mo
More owner-financed homes near Pt Saint Joe
Questions about owner financing in Pt Saint Joe
What is owner financing for 197 Cape Pointe Dr #C3?
Owner financing means the seller of 197 Cape Pointe Dr #C3 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Pt Saint Joe, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Pt Saint Joe home?
There is no standard down payment. The seller of this Pt Saint Joe home sets their own, and it is negotiable. Ask the seller or their agent.















