31 photos$236,000
2 Polk Cir
Fort Oglethorpe, GA 30742
Travis S Shipley, Blue Key Properties LLC · (423) 718-8728
What the listing says
THIS HOME CAN BE OWNER FINANCED. 20% down, on 30 year not with 3 year balloon. Call for more details.. Charming, move-in ready, and full of character, this adorable 3-bedroom, 2-bath home offers one level comfortable living. From the moment you arrive, you'll be captivated by the inviting front porch, perfect for rocking chairs, morning coffee, and relaxing beneath the shade of a beautiful mature magnolia tree. The open-concept floor plan provides a spacious and welcoming atmosphere, while the low-maintenance exterior allows for easy living. Major improvements have already been completed, including new vinyl siding, trim, gutters, and deck in 2018, updated front porch railings in 2020, a roof replacement in 2010, and numerous additional upgrades completed throughout 2022 and 2023. Outdoor enthusiasts will appreciate being within walking distance of Gilbert Stephenson Park and the Chickamauga and Chattanooga National Military Park, offering endless opportunities for recreation, walking trails, and enjoying nature. Located in historic Fort Oglethorpe, this home combines small-town charm with the convenience of being just 15 minutes from downtown Chattanooga, shopping, dining, and entertainment. Homes with this much charm, location, and value don't stay on the market long. Schedule your private showing today before this opportunity is gone! Seller financing available with acceptable terms.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
None
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Questions about owner financing in Fort Oglethorpe
What is owner financing for 2 Polk Cir?
Owner financing means the seller of 2 Polk Cir acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Fort Oglethorpe, GA home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Fort Oglethorpe home?
There is no standard down payment. The seller of this Fort Oglethorpe home sets their own, and it is negotiable. Ask the seller or their agent.















