
209 Stewart Dr
Defuniak Springs, FL 32433
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About This Property
28.38 Acres 2 Year Round Creeks Rural Village Zoning Well, Septic & Power Installed Seller Financing Available Due to unexpected family health circumstances, we are motivated to sell and have priced the property accordingly. Rare opportunity to own 28.38 unrestricted acres just minutes from DeFuniak Springs and the Emerald Coast. This unique property features approximately 1,000 feet of year-round creek frontage along two sides of the land, creating a private setting with abundant wildlife, mature hardwoods, and longleaf pines. The property is zoned Rural Village, allowing a wide variety of residential, agricultural, and business uses. I have spoken directly with Walton County regarding subdivision and was told the 28 acres could accommodate up to 56 homes under the current zoning. Whether you're looking to build a private homestead, family compound, mini farm, campground, retreat, event venue, rental property, or investment property, the flexibility is hard to find. The property has not had a recent wetland inspection. Because no wetland inspection has been completed, the county treats the areas surrounding the creeks as wetlands by default unless/until inspected. The property itself sits high, has never flooded, and you can walk from the front of the property all the way back to the creek without going through wet ground. It really is its own little ecosystem here and consistently stays about 4 degrees cooler than town. Improvements already in place include: Clear title with existing survey 200 amp electric service 150 foot well with excellent water Septic system installed 12x32 wired shed Two concrete pads Approximately 1.3 fenced acres Public water available at the road Approximately 800 feet of county maintained road frontage The land has never been timbered and is covered with mature hardwoods, longleaf pine, fruit trees, grapevines, berries, and numerous potential building sites. The elevation sits around 230 feet above sea level with a gentle slope toward the creeks. Wildlife is abundant, with deer, foxes, birds, and established game trails throughout the property. Livestock and horses are welcome. Located on a quiet dead end county maintained road: 5 minutes to DeFuniak Springs 10 minutes to the new hospital 25 minutes to the Emerald Coast beaches Near Ponce de Leon Springs and other natural attractions Easy access to Highway 90 and Interstate 10 This property was originally intended to be our forever homestead, but family health circumstances have changed our plans. OWNER FINANCING AVAILABLE: Minimum $200,000 down. Interest rate, monthly payment, length of financing, and remaining terms negotiable with buyer.
Property Details
Property Type
Land
Lot Size
1,219,680 sq ft
HOA
None
Listed Price
$349,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Defuniak Springs
What is owner financing for 209 Stewart Dr?
Owner financing means the seller of 209 Stewart Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Defuniak Springs, FL is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Defuniak Springs home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Defuniak Springs property.