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Owner finance

$299,000

209 Stewart Dr

Defuniak Springs, FL 32433

Rent estimate$1,425/mo
Listed by

The owner (for sale by owner, no agent). Contact the owner through the original listing.

What the listing says

28.38 Acres 2 Year Round Creeks Rural Village Zoning Well, Septic & Power Installed Seller Financing Available Due to unexpected family health circumstances, we are motivated to sell and have priced the property accordingly. Rare opportunity to own 28.38 unrestricted acres just minutes from DeFuniak Springs and the Emerald Coast. This unique property features approximately 1,000 feet of year-round creek frontage along two sides of the land, creating a private setting with abundant wildlife, mature hardwoods, and longleaf pines. The property is zoned Rural Village, allowing a wide variety of residential, agricultural, and business uses. I have spoken directly with Walton County regarding subdivision and was told the 28 acres could accommodate up to 56 homes under the current zoning. Whether you're looking to build a private homestead, family compound, mini farm, campground, retreat, event venue, rental property, or investment property, the flexibility is hard to find. The property has not had a recent wetland inspection. Because no wetland inspection has been completed, the county treats the areas surrounding the creeks as wetlands by default unless/until inspected. The property itself sits high, has never flooded, and you can walk from the front of the property all the way back to the creek without going through wet ground. It really is its own little ecosystem here and consistently stays about 4 degrees cooler than town. Improvements already in place include: Clear title with existing survey 200 amp electric service 150 foot well with excellent water Septic system installed 12x32 wired shed Two concrete pads Approximately 1.3 fenced acres Public water available at the road Approximately 800 feet of county maintained road frontage The land has never been timbered and is covered with mature hardwoods, longleaf pine, fruit trees, grapevines, berries, and numerous potential building sites. The elevation sits around 230 feet above sea level with a gentle slope toward the creeks. Wildlife is abundant, with deer, foxes, birds, and established game trails throughout the property. Livestock and horses are welcome. Located on a quiet dead end county maintained road: 5 minutes to DeFuniak Springs 10 minutes to the new hospital 25 minutes to the Emerald Coast beaches Near Ponce de Leon Springs and other natural attractions Easy access to Highway 90 and Interstate 10 This property was originally intended to be our forever homestead, but family health circumstances have changed our plans. OWNER FINANCING AVAILABLE: Minimum $200,000 down. Interest rate, monthly payment, length of financing, and remaining terms negotiable with buyer.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Land

Lot Size

1,219,680 sq ft

HOA

None

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Questions about owner financing in Defuniak Springs

What is owner financing for 209 Stewart Dr?

Owner financing means the seller of 209 Stewart Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Defuniak Springs, FL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Defuniak Springs home?

There is no standard down payment. The seller of this Defuniak Springs home sets their own, and it is negotiable. Ask the seller or their agent.

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