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Owner finance

$369,975

221 Ardsley Ln

Princeton, TX 75407

Beds4
Baths3
Sq ft2,348
Year built2024
Rent estimate$2,300/mo
Listed by

The owner (for sale by owner, no agent). Contact the owner through the original listing.

What the listing says

221 Ardsley Lane Princeton, TX 75407 Bridgewater Subdivision Incredibly low interest rate of 4.3% if you do an assumable mortgage or possible owner financing at 4.3% with 12% of sales price down for owner financing. $369,975 with $20K in upgrades as well. Beautiful home on a larger lot. Welcome to this meticulously crafted, energy-efficient home in the newly developed Bridgewater Community. This residence features 4 spacious bedrooms, 2 full bathrooms, a half bath, 2 dining areas, and a 2-car garage, making it an ideal choice for families or avid entertainers. At the heart of the home is a showstopping kitchen with sleek quartz countertops, upgraded white cabinetry, a bold gold high-arch faucet, a generous center island, and fully electric stainless steel appliances, offering both elegance and practicality. Upstairs, a versatile game room provides the perfect space for relaxing, entertaining, or creating a personalized retreat. This home includes over $20,000 in premium upgrades such as a beautiful white brick and stone fa ade with coordinating stonework around the flowerbeds, a 8x12 matching backyard shed, a children s swing set, solar screens, installed gutters, and an ADT alarm system. The Bridgewater Community offers an exceptional lifestyle with access to walking trails, green spaces, parks, playgrounds, and a fully equipped gym. Enjoy multiple basketball and volleyball courts, an 18-hole putting green, and two resort-style pools one with a lazy river and splash pad. Large cookout areas with new stainless steel grills and a small arcade room add even more options for fun and relaxation.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

$48/mo

More owner-financed homes near Princeton

Questions about owner financing in Princeton

What is owner financing for 221 Ardsley Ln?

Owner financing means the seller of 221 Ardsley Ln acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Princeton, TX home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Princeton home?

There is no standard down payment. The seller of this Princeton home sets their own, and it is negotiable. Ask the seller or their agent.

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