23910 Ivy St

What the listing says

Buzz, you're girlfriend...WOOF! But LOWELL SCHOOLS and its 170,000 - so there's that. Available for immediate and even PRE-CLOSE possession for those that may need it. Prior 7yr tenant 1450mo just vacated and basic clean up inside & outside is done but be assured at this pricing its not perfect but it is move in ready so if you're on a tight budget, and in being so have reasonable expectations but move quick! Those that are handy can finish re-leveling the floors and piers. All appliances present will remain PLUS a 1 yr warranty. USDA & FHA no money down loans available but AS IS Sale so lender repairs are the buyer's. CASH and conventional are no brainers. Large living room plus big open kitchen/dining. Laundry room. 3 bedrooms and Master with bath access. Newer roof on garage. Vinyl windows and home was updated in 2018 with natural gas installed new HWH. Local park, library and community center. Schools & Shopping 15 minutes back to Lowell but local DollarGeneral locally. Flat fee and no usage limits on city services. Fenced and front / rear parking. Flood Ins required in Schneider if you have loan but minimal...quote is 567yr through flood simple. SHORT TERM contract / seller financing possible pending down Payment & Credit for a lower rate down the road or if lender allows seller can assist in rate buy downs to about 6pct but check with your lender and ask how to get this rolled on top of the purchase to save you money. Rent to own Contract terms MIN 1450mo P&I T&I, 7,500 down with monthly and length of time TBD based on credit and payment history. Application fee 75per applicant. Inspection contingency is welcome but at this price all sales are AS IS and max 72hr from acceptance. Floors are uneven and some were leveled the rest needs finished. Needs paint & landscaping and definitely updated flooring and full once over on all trim, paneling, drop ceiling, fixtures, hardware and tenant wear...I.E 170K.... Conservative ARV at 185psf basic remodel is 231K