25727 S 230TH Place, Queen Creek AZ - Owner Finance Home
Owner Finance

25727 S 230TH Place

Queen Creek, AZ 85142

🛏️

4

Bedrooms

🚿

3

Bathrooms

📏

2,634

Sq Ft

📅

2021

Year Built

About This Property

RARE 4.125% VA ASSUMABLE LOAN HARVEST QUEEN CREEK LIFESTYLE! Qualified VA buyers may be able to assume the seller's existing VA loan at 4.125%, subject to servicer/VA approval. Estimated current P&I is approximately $2,762.50/month. For comparison, using a similar loan balance, today's national average 30-year VA purchase rate of approximately 6.74% would be about $3,417/month P&I -- an estimated difference of roughly $654/month. Now add the lifestyle: welcome to Harvest Queen Creek, one of the East Valley's standout master-planned communities, designed around connection, outdoor living, and a true neighborhood feel. Residents enjoy The Grange, resort-style and lap pools, splash pad, parks, playgrounds, walking and biking trails, open green spaces, gathering areas, community events, and a scenic lake with catch-and-release fishing. This move-in-ready 2021 single-level home offers 4 bedrooms, 3 full baths, a private den, and a 3-car tandem garage. The open great room features soaring ceilings, recessed lighting, neutral finishes, and wood-look tile. The gourmet kitchen delivers quartz countertops, white shaker cabinetry, gas cooktop, built-in oven, stainless appliances, tile backsplash, walk-in pantry, and an oversized island with breakfast bar seating. The split floor plan adds flexibility with a private primary suite, two secondary bedrooms connected by a Jack-and-Jill bath, plus an additional bedroom and full bath ideal for guests or multigenerational living. Sliding barn doors lead to the den, which opens directly to the covered patio with a turf area. Out back, the work is already done with grass, pavers, irrigation, and covered patio space -- no waiting on landscaping after move-in. Minutes from Queen Creek Olive Mill, Schnepf Farms, Pecan Lake, shopping, dining, and outdoor recreation. If you are searching for a single-level Queen Creek home with an assumable VA loan, 3-car garage, finished backyard, and one of the area's most lifestyle-driven communities, this is the one to see.

Property Details

Property Type

Single Family

Year Built

2021

HOA

$125/mo

Listed Price

$599,900

Owner financing

This listing mentions owner financing. Terms are set by each seller and are negotiable. Verify availability and terms with the seller or their agent.

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Frequently Asked Questions About Owner Financing in Queen Creek

What is owner financing for 25727 S 230TH Place?

Owner financing means the seller of 25727 S 230TH Place acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Queen Creek, AZ home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Queen Creek home?

There is no standard down payment. The seller of this Queen Creek home sets their own, and it is negotiable. Ask the seller or their agent.