321 NE 60th Street, Oak Island NC - Owner Finance Home
Owner Finance

321 NE 60th Street

Oak Island, NC 28465

🛏️

3

Bedrooms

🚿

2

Bathrooms

📏

1,696

Sq Ft

📅

1982

Year Built

About This Property

Welcome to 321 NE 60th Street, a refreshed 3-bedroom, 2-bath home offering 1,696 heated square feet in Oak Island's Tranquil Harbor community. Recent improvements throughout the property provide an updated feel while adding everyday convenience. The HVAC system and water heater have been updated. A recently updated back deck creates additional outdoor space for relaxing, entertaining, or enjoying the coastal setting. Inside, fresh paint along with updated ceiling fans and light fixtures gives the home a clean and inviting appearance. The remodeled kitchen features granite countertops, an updated sink and backsplash, new flooring, and updated appliances including a refrigerator, microwave, and dishwasher. The guest bathroom has also been refreshed with an updated vanity, sink, and faucet. Smart-home features include a smart door lock, smart thermostat, and smart garage-door system for added convenience. The attached two-car garage features an updated garage door and smart operator, providing both storage and functionality. The living area is highlighted by a brick fireplace, while high and vaulted ceilings contribute to the home's open feel. A durable metal roof and vinyl siding complement the home's exterior. The crawl space has been partially encapsulated and includes a commercial-grade dehumidifier for added moisture control. Situated on approximately 0.30 acres, the property offers plenty of room to enjoy the outdoors. With no HOA, this home offers additional flexibility for Oak Island living. Its location provides convenient access to the beach, shopping, dining, and recreation throughout Oak Island. Seller financing may be available subject to seller approval, mutually acceptable terms, buyer qualification, and applicable law.

Property Details

Property Type

Single Family

Year Built

1982

HOA

None

Listed Price

$649,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Oak Island

What is owner financing for 321 NE 60th Street?

Owner financing means the seller of 321 NE 60th Street acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Oak Island, NC is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Oak Island home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Oak Island property.