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Owner finance

$59,900

3241 Birch Ave SW

Birmingham, AL 35221

Beds4
Baths2
Sq ft2,019
Year built1950
Listed by

Shannon Colby, Keller Williams Metro South · (205) 790-1226

What the listing says

Investor special! Great opportunity for a family home or income-generating asset. 4 bedrooms, 2 bathrooms, some hardwood floors, Corian countertops, gas water heater replaced 2020. Handyman fixer upper ready for a little elbow grease to make it shine like new! Owner financing available on a six-month note ONLY.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

None

More owner-financed homes near Birmingham

Questions about owner financing in Birmingham

What is owner financing for 3241 Birch Ave SW?

Owner financing means the seller of 3241 Birch Ave SW acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Birmingham, AL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Birmingham home?

There is no standard down payment. The seller of this Birmingham home sets their own, and it is negotiable. Ask the seller or their agent.

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