36-13C Windmill Point Rd, White Stone VA - Owner Finance Home
Owner Finance

36-13C Windmill Point Rd

White Stone, VA 22578

🛏️

Bedrooms

🚿

Bathrooms

📏

Sq Ft

📅

Year Built

About This Property

Discover an extraordinary 6.5-acre waterfront peninsula near White Stone, on a protected cove just moments from the open Chesapeake Bay. Mature pines and hardwoods frame the property, creating a sense of arrival long before the water comes into view. The land unfolds as a private coastal retreat with a natural shoreline, tidal marshes, and a carefully positioned building site set well back from neighbors, capturing long vistas in every direction. Perhaps the most compelling feature is rare in this region: a deeded, private sand beach not shared with neighbors. On a natural spit of land, this exclusive amenity delivers intimate shoreline and a sense of seclusion that feels more like a coastal retreat than a typical river property. A newly constructed dock extends into the cove, ideal for watercraft of all sizes, offering a safe launch to the Bay while preserving the peace that defines waterfront living. With over 6.5 acres of shoreline, wetlands, and a separate beach parcel, wetland setbacks shape a thoughtfully sited homesite that invites architectural ambition whether a modern coastal retreat, classic Tidewater design, or a timeless shingle-style home. Though secluded, the property is close to White Stone, Irvington, and Kilmarnock, the Hub of the Northern Neck, with boutique shopping, dining, the Tides Inn, and the Steamboat Era Museum. Opportunities combining true seclusion, a private sandy beach, and a dock are increasingly rare along the Chesapeake Bay. For the buyer who values place, this is more than land it s the foundation for something exceptional. Owner financing available.

Property Details

Property Type

Land

HOA

None

Listed Price

$599,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in White Stone

What is owner financing for 36-13C Windmill Point Rd?

Owner financing means the seller of 36-13C Windmill Point Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in White Stone, VA is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this White Stone home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this White Stone property.