20 photos
$242,222
3985 SE 138TH PLACE
Summerfield, FL 34491
Debra Fischer, CHARLES RUTENBERG REALTY INC · (727) 251-4013
What the listing says
Home totally remodeled. New roof 2026. New kitchen 42 inch white cabinets with granite countertops. New stainless steel appliances. Open plan. Kitchen bar area open to dining area and living room. 4 bar stools. New bathrooms. New vanities with granite. Inside laundry room with washer and dryer. Back yard chain link fence. Corner lot. Open patio out front. On Airbnb so call first. Furniture maybe purchased. Owner financing with large down payment 7 percent interest with 3 year balloon.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
9,583 sq ft
HOA
None
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Questions about owner financing in Summerfield
What is owner financing for 3985 SE 138TH PLACE?
Owner financing means the seller of 3985 SE 138TH PLACE acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Summerfield, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Summerfield home?
There is no standard down payment. The seller of this Summerfield home sets their own, and it is negotiable. Ask the seller or their agent.