4140 S 220 W, Vernal UT45 photos
4140 S 220 W, Vernal UT, photo 2
4140 S 220 W, Vernal UT, photo 3
4140 S 220 W, Vernal UT, photo 4
4140 S 220 W, Vernal UT, photo 5
4140 S 220 W, Vernal UT, photo 6
4140 S 220 W, Vernal UT, photo 7
4140 S 220 W, Vernal UT, photo 8
4140 S 220 W, Vernal UT, photo 9
4140 S 220 W, Vernal UT, photo 10
4140 S 220 W, Vernal UT, photo 11
4140 S 220 W, Vernal UT, photo 12
4140 S 220 W, Vernal UT, photo 13
Owner finance

$525,000

4140 S 220 W

Vernal, UT 84078

Beds3
Baths2
Sq ft1,725
Year built2026
Listed by

Brent Horrocks, NVS Real Estate, Inc. · (801) 523-9369

What the listing says

SPECIAL SELLER FINANCING AT 4.0% INTEREST RATE (4.0% APR) OAC. Loan amortized over 360 months with an adjustable interest rate at the end of 60 months. The rate adjustment is based upon the 30 year federal treasury bond yield at the time of adjustment, (the index) plus 1.0% , (the margin) which is then fixed for 60 additional months. Future rate adjustments will occur at the end of each 60 month period until the mortgage note is paid in full. (This special rate is not available to corporate or investment buyers). Additional financing incentives may be available. CALL 801 915 5250, BRENT HORROCKS, SELLER'S AGENT FOR ADDITIONAL DETAILS. This modern and newly constructed home is move in ready. Get settled in before the holidays, avoid the lender hassles. Enjoy the rich feeling of new construction with up to date finishes and color schemes. Square footage figures are provided as a courtesy estimate only and were obtained from builder construction plans . Buyer is advised to obtain an independent measurement.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

None

More owner-financed homes near Vernal

Questions about owner financing in Vernal

What is owner financing for 4140 S 220 W?

Owner financing means the seller of 4140 S 220 W acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Vernal, UT home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Vernal home?

There is no standard down payment. The seller of this Vernal home sets their own, and it is negotiable. Ask the seller or their agent.

Keeps it in your Saved list.