6 photos$44,900
46 Hemlock Trl N
Columbus, NC 28722
Crystal Gardner, Gardner Group Realty
What the listing says
BACK ON THE MARKET SELLER MOTIVATED AND SELLER FINANCING AVAILABLE WITH ACCEPTABLE TERMS! Build your dream home, vacation retreat, or future mountain getaway on this beautiful double-lot homesite totaling approximately 2.99 wooded acres in the White Oak Mountain community. The corner-lot setting offers long-range mountain views, privacy, mature trees, and plenty of room to design a home that takes full advantage of the peaceful Western North Carolina surroundings. Valuable improvements have already been started, including a previously cut driveway and cleared homesite area, making it easier to envision the possibilities. The double-lot configuration provides additional space, flexibility, and privacy for outdoor living, gardens, recreation, or simply preserving the natural wooded setting. Selective clearing may further enhance the mountain views. Enjoy the beauty of mountain living without giving up everyday convenience. The property has paved road access and is located on the same road as scenic Shunkawauken Falls, one of the area s most recognizable natural attractions. Downtown Columbus, shopping, restaurants, services, and community events are only minutes away. Community lake access and nearby outdoor recreation provide even more ways to enjoy the relaxed mountain lifestyle. Whether you are planning a full-time residence, second home, or weekend escape, this spacious property offers an exceptional opportunity to create a place designed around privacy, views, and nature. A private well and septic system will be needed. Architectural review, recorded CCRs, mandatory annual association dues, and a minimum 1,400-square-foot building requirement apply. Buyers and their agents should verify parcel configuration, building requirements, utilities, association information, and intended uses. Seller is motivated and will consider seller financing with an acceptable down payment and terms.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Land
Lot Size
130,244 sq ft
HOA
$83/mo
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Questions about owner financing in Columbus
What is owner financing for 46 Hemlock Trl N?
Owner financing means the seller of 46 Hemlock Trl N acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Columbus, NC home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Columbus home?
There is no standard down payment. The seller of this Columbus home sets their own, and it is negotiable. Ask the seller or their agent.




