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Owner finance

$429,000

4647 POLARIS Street

Jacksonville, FL 32205

Beds3
Baths2
Sq ft2,319
Year built1929
Listed by

DELANEY HAKES LLC, REAL BROKER LLC · (904) 625-0840

What the listing says

$3,000 BUYER CLOSING COST CREDIT BRAND NEW ROOF (2026) DETACHED GUEST HOUSE! Situated on a spacious oversized double lot, this unique property features a 2,319 sq ft main home with 3 bedrooms and 2 full bathrooms, plus a fully finished detached 2-bedroom GUEST HOUSE with its own full kitchen and bathroom. The main home offers a beautiful fireplace, generous living space, and a BRAND NEW ROOF (2026). With 5 total bedrooms, 3 full bathrooms, two separate living spaces, and an oversized lot, this property offers exceptional flexibility for extended family, guests, a home office, or additional living quarters. The detached GUEST HOUSE is what really makes this property stand out. Located just steps from the main residence, it provides a completely separate finished living space with 2 bedrooms, a full bathroom, and its own kitchen, giving buyers options that are difficult to find in a traditional single-family home. The oversized double lot provides plenty of room to enjoy the outdoors, entertain, garden, create additional outdoor living areas, or simply appreciate the extra space and privacy. Between the spacious main residence, separate guest quarters, and generous lot size, the property can accommodate a wide variety of living arrangements and lifestyles. Whether you're looking for space for extended family, frequent guests, a private work-from-home setup, hobby space, or simply more room to spread out, this home offers a truly versatile layout. Seller is offering a $3,000 credit toward buyer's closing costs. Seller is also open to entertaining seller financing options for qualified buyers. Come see the space and possibilities this property has to offer!

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

None

More owner-financed homes near Jacksonville

Questions about owner financing in Jacksonville

What is owner financing for 4647 POLARIS Street?

Owner financing means the seller of 4647 POLARIS Street acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Jacksonville, FL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Jacksonville home?

There is no standard down payment. The seller of this Jacksonville home sets their own, and it is negotiable. Ask the seller or their agent.

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