4912 S Pea Ridge Rd, Temple TX - Owner Finance Home
Owner Finance

4912 S Pea Ridge Rd

Temple, TX 76502

🛏️

4

Bedrooms

🚿

2

Bathrooms

📏

2,366

Sq Ft

📅

1973

Year Built

About This Property

Owner financing available. Super low tax rate area. Zero HOA, Zero City taxes. Center of all amenities for Temple and Belton. Recent shingles, HVAC, Hot water heater. Spacious and inviting 4 bedroom 2 bath home situated on nearly half an acre corner lot in the highly sought after Belton ISD. No HOA. This well maintained property offers flexible living with a potential 4th bedroom that could also serve as a second living area, home office or game room. Enjoy the openness of the large corner lot with plenty room for additional parking, outdoor activities and gardening. Inside you will find a comfortable layout with great natural light and ample space for everyday family living. Conveniently located with easy access to local amenities and I35. This home combines space, functionality and location. Super Low property tax rate area. Possible owner financing .

Property Details

Property Type

Single Family

Year Built

1973

Lot Size

20,212 sq ft

HOA

None

Listed Price

$230,000

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Temple

What is owner financing for 4912 S Pea Ridge Rd?

Owner financing means the seller of 4912 S Pea Ridge Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Temple, TX is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Temple home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Temple property.